Thinking about rebalancing my silver vs. gold for retirement, thoughts?

• •My IRA, which is sitting somewhere around $75k right now, is heavily weighted towards gold.
• •Like, 80/20 gold to silver, maybe even 85/15.
• •People buy silver jewelry more impulsively, gold is more of a considered purchase, you know?

Okay, so I've been running my jewelry store here in Providence for going on 25 years now, and you can bet I know my way around a karat mark or an assay stamp. My IRA, which is sitting somewhere around $75k right now, is heavily weighted towards gold. Like, 80/20 gold to silver, maybe even 85/15. My initial thought when I first set this up about five years ago was always to focus on gold's stability and historical performance, especially since I see silver moving more, well, wildly, in my day-to-day business. People buy silver jewelry more impulsively, gold is more of a considered purchase, you know?

Lately, though, I've been wondering if I'm not leaving some potential gains on the table by being so gold-heavy. I mean, silver is still a precious metal, and industrial demand seems to be just ramping up. I'm kicking myself a little because I remember last year when silver was looking so good, and I just kept telling myself "stick to the plan." Don't get me wrong, I'm happy with my gold's performance, but that nagging feeling of "what if" is starting to gnaw at me.

I'm contemplating shifting some of that gold into silver, maybe getting to a 60/40 or even 50/50 split over the next year or two. I wouldn't do it all at once, obviously, gotta dollar-cost average a bit, even when it comes to rebalancing. My main concern is the volatility, especially as I'm getting closer to needing to actually live off this money someday. I'm turning 55 this year, so it's not like I have decades to recover from a major dip.

Has anyone here significantly shifted their gold/silver allocation in their IRA? What was your reasoning? Did it pay off? Also, speaking of rebalancing, I'm trying to wrap my head around potential tax implications if I sell a chunk of gold to buy silver within the IRA. I know it's a tax-advantaged account, but I always get a little nervous about that stuff. I've been meaning to use that Tax Calculator tool to run some scenarios, but haven't gotten around to it.

Any insights, war stories, or even just general thoughts on what you've found to be a good balance would be super helpful. Thanks!