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    Thinking about Palladium for my IRA? Anyone else dive in?

    Key Takeaways
    • I've got a decent chunk, probably around $75k in physical gold and silver that I rolled over from an old 401k a few years back.
    • It’s been great peace of mind, especially with all the ups and downs we’ve been seeing.
    • I live in Boise, a smaller community, and I see how important stability is for everyone, not just me.
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    Okay, so I've been doing a lot of reading lately because my Gold IRA is ticking along nicely, but I'm always looking at ways to diversify a bit more within the precious metals space. I've got a decent chunk, probably around $75k in physical gold and silver that I rolled over from an old 401k a few years back. It’s been great peace of mind, especially with all the ups and downs we’ve been seeing. I live in Boise, a smaller community, and I see how important stability is for everyone, not just me. That’s why I liked the physical assets in the first place.

    Lately, Palladium has been catching my eye. I know it’s super volatile compared to gold, and it's had some wild swings. I remember looking at it a few years ago when it was really booming, then it dropped off significantly, and now it's making a bit of a comeback. The industrial demand, especially from the auto industry, seems like a strong factor, but then the move towards EVs complicates that picture. My thought is, maybe a small allocation, say 5-10% of my precious metals portfolio, just to get some exposure to its unique market dynamics?

    I’m not looking to get rich quick, by any means. As mayor of a small town, my focus is always on long-term stability and responsible planning, both personally and for the community. But I also believe in exploring options. Has anyone here actually added palladium to their IRA? What was your reasoning? Did you regret it, or has it paid off? Any specific providers better for palladium IRA purchases, or is it pretty consistent across the board for something like Augusta or Goldco?

    19
    3 comments

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    Best Answer▲ 9 upvotes
    D
    donna_rogers🏆Advanced (250-500k)

    Interesting! You mentioned your "Gold IRA is ticking along nicely." What's your definition of "nicely" in terms of returns or performance over the last few years? Just curious for some context!

    Comments (3)

    8
    charles_lewis💎Premium (500k-1m)Real Investorless than a minute ago

    Oh man, I just went down this rabbit hole a few months ago! My Gold IRA was doing well too, and I started wondering if I was missing out by not diversifying beyond just gold and silver. Palladium actually came up a lot in my research. I ended up putting a small percentage into it, not a huge chunk, just to test the waters. So far, so good, but it's definitely a different beast than gold, that's for sure. Curious to see what others say here!

    9
    donna_rogers🏆Advanced (250-500k)Real Investorless than a minute ago

    Interesting! You mentioned your "Gold IRA is ticking along nicely." What's your definition of "nicely" in terms of returns or performance over the last few years? Just curious for some context!

    3
    sandra_green📊Growing (50-100k)✓ Verifiedless than a minute ago

    Palladium, huh? Interesting choice. While it's definitely had some wild rides, I'm personally a bit more cautious about it for an IRA, especially for diversification within precious metals. It tends to be much more tied to industrial demand, like the automotive industry, than gold or even silver. Might be worth considering if you're truly looking for a different risk profile, but I wouldn't necessarily view it as the same kind of safe haven as gold.

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