Storage fees for gold rounds in my IRA - what's normal?

• •Okay, so I’ve been looking into moving some more of our retirement savings into physical gold, specifically some gold rounds.
• •We’ve got about $75k in our Gold IRA currently, mostly American Gold Eagles, but I like the idea of the slightly lower premiums with rounds.
• •My husband, bless his pragmatic heart, is always looking at the bottom line, and he brought up the storage fees.

Okay, so I’ve been looking into moving some more of our retirement savings into physical gold, specifically some gold rounds. We’ve got about $75k in our Gold IRA currently, mostly American Gold Eagles, but I like the idea of the slightly lower premiums with rounds. My husband, bless his pragmatic heart, is always looking at the bottom line, and he brought up the storage fees. Right now we're paying around $200 a year for our current holdings, and I'm trying to figure out if that's a good deal or if I should be shopping around.

I know a flat fee is usually better than a percentage, especially as your holdings grow. We’re aiming to get up to $100k or maybe even $120k in precious metals over the next few years. I’m a farmer’s wife, and living out here in Kansas City, MO, you really appreciate tangible assets – something you can hold, something that isn’t just numbers on a screen. My grandmother always said, “Dirt and gold, those are things you can count on,” and it’s always stuck with me.

For those of you with gold rounds in your IRA, what are you typically paying for storage? Is there a big difference between holding coins vs. rounds when it comes to fees? Some reps I've talked to make it sound like it's all the same, but I've heard whispers that certain types of bullion might have slightly different fee structures. Are there any particular depositories you'd recommend looking into, or perhaps ones to avoid?

I feel like I've done my homework on diversification and why physical gold is so important for protecting against inflation, but these nitty-gritty operational costs always throw me for a loop. Just trying to make sure we're getting the best bang for our buck and not paying for services we don't truly need. Any insights would be greatly appreciated!