Silver vs. Gold in a Rollover: Thoughts on Allocation?

• •I just finished up the rollover process for a decent chunk of my old 401k – roughly $650k by the time it all settled.
• •My goal for this particular account has always been wealth preservation, especially with everything going on globally.
• •As an attorney, I see firsthand how quickly things can change, and my focus is on protecting what I’ve built for my family here in Philly.

I just finished up the rollover process for a decent chunk of my old 401k – roughly $650k by the time it all settled. My goal for this particular account has always been wealth preservation, especially with everything going on globally. As an attorney, I see firsthand how quickly things can change, and my focus is on protecting what I’ve built for my family here in Philly. I’ve already got a good portion in physical gold, probably around 80% of what I’ve allocated to precious metals so far. The stability and historical value really appeal to me for long-term holds.

However, I'm now looking at the remaining 20% and wondering if I should diversify further into silver. I know the arguments for silver being more volatile but with higher upside, and while I appreciate upside, my primary concern is downside protection. Is it foolish to ignore silver entirely in this scenario or is sticking to overwhelmingly gold the more prudent play given my goals? I’m thinking about the industrial demand for silver and how that might play out in different economic conditions compared to gold’s purely monetary role.

I’ve been watching the gold/silver ratio pretty closely, and it makes me question if I’m missing out on an opportunity to get into silver at a 'discount' relative to gold, historically speaking. I'm not looking to day trade, obviously, but for a 5-10 year horizon, does anyone here lean more heavily into silver for a portion of their rollover, even with a preservation mindset? I’m still running various scenarios through the Retirement Planner, trying to model out different allocations and their potential impact on my overall retirement picture, but it’s tough to quantify the emotional comfort of knowing you’ve got something truly tangible.

Really interested to hear how others, especially those with similar portfolio sizes and aims, have structured their precious metals allocation within their Gold IRAs. Should I be thinking more like 90/10 or even 70/30 gold-to-silver, or is my current 80/20 (or even 100% gold if I go that route) a solid, conservative approach? Any insights on the practicalities of holding both, or if one presents more storage or liquidity issues than the other, would also be great to hear. Thanks in advance for sharing your experiences!