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    Silver stacking for the long haul - what's your target weight?

    B
    Key Takeaways
    • β€’Been seeing a lot of talk about silver lately, which is great.
    • β€’I started stacking silver probably 15 years ago, when it was still relatively cheap.
    • β€’Came into the Gold IRA game a bit later, around 2010 when I diversified a chunk of my real estate portfolio.
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    Been seeing a lot of talk about silver lately, which is great. I started stacking silver probably 15 years ago, when it was still relatively cheap. Came into the Gold IRA game a bit later, around 2010 when I diversified a chunk of my real estate portfolio. Best decision I ever made, honestly. My self-directed IRA is probably sitting around 40% physical gold, 30% physical silver, just eyeballing it. The rest is in some pretty solid private equity deals I've got going on.

    My silver strategy has always been pretty straightforward: buy good value, hold until I'm absolutely forced to sell, or until my kids want to dabble in precious metals themselves. I've got a decent mix of 10oz and kilo bars – always bought from reputable dealers, no eBay gambles for me. My last big purchase was about 5,000oz back in 2020. I managed to snag it for about $18/oz which felt like highway robbery even then. I'll admit I'm a bit of a contrarian investor, so when everyone else was panicking, I was looking for opportunities, especially in the physical asset space. I've been eyeing a bigger purchase recently, maybe another 10,000oz if the price dips a bit more. Not sure I'll ever get that $18 price again, but a guy can dream, right?

    I'm not into the whole numismatic thing, just honest-to-goodness bullion for wealth preservation. My Gold IRA is set up for long-term growth and protection, not quick flips. Living up here in Aspen, I've got plenty of secure storage, both personally and through trusted third parties. It gives me a lot of peace of mind knowing that even if the market goes completely sideways, I've got real, tangible assets. It’s part of the reason my portfolio is sitting over the 5m mark.

    So, for those of you stacking silver seriously, what's your long-term target weight? Are you aiming for a specific dollar amount, or just accumulating as much as you can reasonably afford? And what’s your biggest silver regret? Mine is probably not buying more when it was around $5/oz back in the early 2000s, but who could've predicted that?

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    4 comments

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    Best Answerβ–² 8 upvotes
    A
    andrew_robertsπŸ‘‘Elite (1m-5m)

    Awesome to hear you got in on silver early! I had a similar experience, though probably not as early as you. My dad actually got me into it, he'd always kept a little silver around "just in case." When I started getting serious about my own retirement, I remembered his advice and snagged a good bit before the big price jumps. Definitely glad I did!

    Comments (4)

    8
    andrew_robertsπŸ‘‘Elite (1m-5m)Real Investorβœ“ Verifiedβ€’about 14 hours ago

    Awesome to hear you got in on silver early! I had a similar experience, though probably not as early as you. My dad actually got me into it, he'd always kept a little silver around "just in case." When I started getting serious about my own retirement, I remembered his advice and snagged a good bit before the big price jumps. Definitely glad I did!

    2
    carol_carterπŸ’°Established (100-250k)Real Investorβ€’about 14 hours ago

    Nice, 15 years is a solid run! What kind of silver were you picking up back then when it was "relatively cheap"? Were you going for coins, bars, or a mix?

    6
    sandra_greenπŸ“ŠGrowing (50-100k)βœ“ Verifiedβ€’about 14 hours ago

    Interesting to see everyone's long-haul plans for silver. While I totally get the appeal of physical silver for diversification and a tangible asset, I'm a bit more wary about its *long-term growth potential* compared to gold, especially when it comes to a Gold IRA.

    Historically, gold has proven to be a more stable store of value and less volatile. Silver definitely has its moments and industrial demand is a factor, but sometimes it feels like a bit more of a speculative play than the bedrock stability gold offers for retirement planning. Just my two cents, but sticking mostly to gold for the truly long haul here.

    1
    janet_cookπŸ“ŠGrowing (50-100k)β€’about 14 hours ago

    Love this thread! Stacking silver is such a smart move for diversification. One thing I've found super helpful for tracking my targets (and just general knowledge) is to keep an eye on the gold-to-silver ratio. It can give you a good idea of when silver might be undervalued compared to gold, and potentially a good time to buy more. There are tons of sites that track it, but this one has a nice historical chart.

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