Silver Eagles vs. Generic Rounds for IRA - What's your take?

• •Okay, so I've been wrestling with this decision for a bit now, and I’m curious to hear what others who’ve gone through this think.
• •I'm looking to add more physical precious metals to my self-directed IRA – probably another $20k-$30k this year, depending on market shifts.
• •My current portfolio is mostly gold, but I want to diversify into silver too.

Okay, so I've been wrestling with this decision for a bit now, and I’m curious to hear what others who’ve gone through this think. I'm looking to add more physical precious metals to my self-directed IRA – probably another $20k-$30k this year, depending on market shifts. My current portfolio is mostly gold, but I want to diversify into silver too. I've got a decent chunk now – somewhere in the $150k range overall for my IRA – and being an accountant, the tax advantages of the IRA are obviously a huge draw, especially living here in Atlanta where property taxes are no joke.

My dilemma is this: do I go with American Silver Eagles for the silver portion, or do I save a bit on premiums and get generic rounds? I totally get the liquidity argument for ASEs. They're recognized everywhere, super easy to sell if needed, and there's that government backing which , for some reason, just gives me a little extra peace of mind. I also like that they're eligible for IRA holdings explicitly, so no issues there. Plus, there's always that small chance of numismatic value down the road, however unlikely for modern bullion.

On the other hand, the premiums on ASEs can be brutal. I've been eyeing some reputable generic rounds, and the savings on a significant purchase could be substantial. We're talking hundreds, maybe even a grand or two over a few buys. That's more silver ounces for my buck, which is the whole point of buying bullion, right? My thinking is that if I’m holding these for the long haul – like, until I hit retirement in 15-20 years – does a slightly higher premium on Eagles really make that much of a difference compared to simply owning more ounces?

So, for those of you who have physical silver in your IRA, did you make a conscious choice between Eagles and generics? What swayed you? Did you prioritize the lower premium for more weight, or the recognition and potential slight numismatic upside of Eagles? Is the extra premium for Eagles really worth it for an IRA holding intended for multi-decade ownership? I'm leaning towards generics for the sheer ounce count, but I don't want to overlook any critical aspects I might be missing.