Silver Eagles vs. Generic Rounds for IRA Rollover - Input Needed!

• •Okay, so I'm finalizing a significant rollover into my Gold IRA – looking at about $300k from an old 401k.
• •I’m leaning heavily towards allocating about 20% of this rollover to silver, so we're talking a decent chunk of change there.
• •My big debate is between the premium of the Eagles vs.

Okay, so I'm finalizing a significant rollover into my Gold IRA – looking at about $300k from an old 401k. I’m a big believer in diversifying beyond traditional equities, especially with the current economic climate (you know, typical academic overthinking things). I’ve done a ton of research into the various options, and my custodian offers both Silver Eagles and general silver rounds/bars for the silver portion. I’m leaning heavily towards allocating about 20% of this rollover to silver, so we're talking a decent chunk of change there.

My big debate is between the premium of the Eagles vs. the lower cost of generic rounds. On one hand, the Eagles are universally recognized, liquid, and potentially hold a numismatic premium long-term, though I'm mostly buying for the silver content. On the other, those premiums really eat into the amount of actual silver I can acquire. If I'm thinking strictly in terms of ounces, generic rounds seem like the obvious play. But then I consider the resale ease and potential for a stronger floor in a truly distressed market for the Eagles.

I realize this often comes down to individual preference and risk tolerance, but I'm curious about the lived experiences here. For those of you who have made similar decisions with your IRA rollovers, especially for substantial amounts of silver, what swayed you? Did you regret paying the premium for Eagles, or did you find it worthwhile in the long run? Or did you go generic and feel good about maximizing your ounces? I’m based in Richmond, VA, so thoughts on local availability or dealer preferences, even if through a custodian, would be a bonus.