Silver Eagles vs. Generic Rounds for Gold IRA? Been doing this a while, need some fresh takes.

• •I've been in the gold game for about 15 years now, mostly focusing on the IRA side of things since I hit my early 40s.
• •Got a solid chunk of my retirement, probably hovering around the $750k mark in metals right now, and a decent percentage of that is silver.
• •The premium stack on Eagles is just getting tougher to swallow, especially when you're looking at significant purchases.

I've been in the gold game for about 15 years now, mostly focusing on the IRA side of things since I hit my early 40s. Got a solid chunk of my retirement, probably hovering around the $750k mark in metals right now, and a decent percentage of that is silver. For years, I’ve stuck with American Silver Eagles for my IRA contributions, just that peace of mind knowing they're universally recognized and explicitly IRA-eligible. But lately, with premiums being what they are, I'm starting to seriously consider diversifying into generic silver rounds or bars for future rollover allocations, assuming they're IRA-approved, of course.

The premium stack on Eagles is just getting tougher to swallow, especially when you're looking at significant purchases. For those of you who've been in the precious metals IRA world for a bit, do you lean more towards the Eagles for clarity and liquidity, or have you rolled the dice with qualifying generic silver rounds/bars to shave off those premiums? My concern, naturally, is always about future liquidation and any potential snags trying to sell something less common out of an IRA. I'm based in Dallas, and while there are plenty of dealers, I want to ensure my custodian doesn't give me grief down the line.

I've always been a big believer in physical assets, especially with the way the oil markets have been swinging. It’s comforting to have something tangible that isn't tied to the whims of the stock market. With all the talk of inflation and market volatility, my conviction in precious metals is stronger than ever. Just trying to be as strategic as possible with every dollar I put in, especially when it's retirement money. Has anyone here used a tool like the Eligibility Checker for specific generic silver products? I'm wondering how comprehensive it is.

What are your experiences with custodians and their acceptance of various silver products beyond the obvious government-minted coins? Is the potential savings on premiums worth a bit of extra due diligence, or is it better to just bite the bullet and stick with the Eagles for simplicity? Any war stories or valuable insights from those who've navigated this decision would be greatly appreciated. Thanks!