Silver Eagles vs. Generic Rounds for IRA - What's your take?

• •I'm looking to add some more silver to my precious metals holdings within my IRA, and the big question for me is American Silver Eagles vs.
• •Now I want to get some dedicated silver exposure.
• •My initial thought was to go with Eagles.

Okay, so I've been kicking this around for a while now and wanted to get some other perspectives, especially from those of you who've actually pulled the trigger on a Silver IRA. I'm looking to add some more silver to my precious metals holdings within my IRA, and the big question for me is American Silver Eagles vs. generic rounds. I've got a good amount of gold already – probably close to 15% of my 750k portfolio is in physical gold, just as a hedge against the general insanity of the market, given the current economic climate and all. Now I want to get some dedicated silver exposure.

My initial thought was to go with Eagles. They’re super recognizable, presumably very liquid, and there's that government-backed purity assurance, which feels good. However, when I look at the premiums, they're significantly higher than even some reputable generic rounds. We're talking 30-40% over spot for Eagles sometimes, whereas I'm seeing generics in the 15-20% range. For an IRA, the goal is long-term appreciation and wealth protection, not speculative short-term trading. Does that extra premium for Eagles really pay off in the long run, or am I just buying a collector's item within an investment vehicle?

I know some people swear by Eagles for the perceived security and liquidity, but as a Boston-based doctor with a busy schedule, I'm trying to optimize for efficiency and long-term value, not chase every dime on the secondary market. Is the peace of mind worth the extra cost? Or am I better off just getting more ounces from generic rounds and letting the sheer weight of metal do its thing? Seriously, what are your experiences with these two in an IRA context?

And speaking of IRAs, if anyone else is still trying to get their head around the whole Gold/Silver IRA process, I found this Gold IRA Quiz pretty helpful for breaking down the basics and understanding the different options. Might be useful for some of you who are just starting out.