Silver Eagle vs. Generic Rounds for IRA - What's your take?

• •Been debating this in my head for a while now and thought I'd throw it out to the hive mind here.
• •I'm a business owner down in Savannah, tourism trade, so I've seen my fair share of ups and downs with the economy over the past couple decades.
• •Long-term stability is what I'm after, hence the precious metals.

Been debating this in my head for a while now and thought I'd throw it out to the hive mind here. I've got a decent chunk of my retirement in a self-directed Gold IRA, sitting around the $180k mark right now, mostly gold but I'm looking to add more silver. I'm a business owner down in Savannah, tourism trade, so I've seen my fair share of ups and downs with the economy over the past couple decades. Long-term stability is what I'm after, hence the precious metals.

My original thought process was to go with American Silver Eagles for any silver additions. I mean, they're government-backed, recognizable, supposed to be more liquid, and generally command a higher premium. I figured that extra premium was worth it for the peace of mind and potential resale value down the line. However, looking at the current premiums, especially compared to generic silver rounds or bars from reputable mints, it's a pretty substantial difference. We're talking several bucks an ounce sometimes, and when you're looking at potentially buying 1,000+ ounces, that adds up fast.

So, the question is, is that higher premium on Silver Eagles really worth it for an IRA context? My main goal isn't to flip them in a quick market turnaround; it's a long-term hedge against inflation and economic uncertainty. If I'm buying for a 20+ year hold, does the "collectibility" or "government backing" of a Silver Eagle still hold that much sway, or am I better off getting more ounces of pure silver with generic rounds for the same dollar amount? I'm torn between paying more for the "brand" versus maximizing my physical silver holdings.

I'd love to hear some perspectives, especially from those who have faced similar decisions with their own IRAs. Have you opted for Eagles or generics? Any regrets? Or did you go for a mix? What are the real-world implications of those premiums when it comes to selling an IRA distribution years down the road? Is it just a wash, or do generic rounds truly suffer disproportionately in resale when the time comes to take distributions?