Seriously considering palladium for my IRA - anyone else diversify with it?

• •Okay, so I've been doing a ton of research lately on diversifying beyond just gold and silver in my IRA.
• •Gold has been great for that, but I'm looking at palladium and wondering if it's the next logical step.
• •I know palladium has seen some wild swings, and it's definitely not for the faint of heart.

Okay, so I've been doing a ton of research lately on diversifying beyond just gold and silver in my IRA. I've got a decent chunk in there already, probably around $75k, mostly in physical gold and some silver, which I've been building up over the last five years. I'm a principal here in Little Rock, and part of my job is teaching financial literacy to our high schoolers, so I'm always looking for smart ways to grow wealth and protect against inflation. Gold has been great for that, but I'm looking at palladium and wondering if it's the next logical step.

I know palladium has seen some wild swings, and it's definitely not for the faint of heart. The industrial demand, especially from the auto industry, seems pretty solid, but the geopolitical stuff can obviously hit it hard. I'm trying to weigh the potential for higher returns against that volatility. I'm not looking to dump my whole portfolio into it, but maybe a smaller percentage, like 5-10%? I'm thinking of it as a growth play, potentially, whereas my gold is more about stability and wealth preservation. My main concern is getting in at the wrong time and seeing a big dip right after.

Has anyone here actually added palladium to their Gold IRA? What were your experiences? Did you regret it, or has it worked out well? I'm particularly interested in how you managed the tax implications of any gains or losses. I was just messing around with the Tax Calculator tool over at goldirablueprint.com the other day, trying to model out different scenarios for my current holdings, and it got me thinking even more about how to plan for future investments like palladium. It's a handy tool for understanding capital gains, especially with collectibles like metals.

I'm trying to think long-term here, like 10+ years. I'm 52 now, so retirement isn't super far off, but I've still got a good chunk of working years left. Any insights on reputable dealers for palladium specific to IRAs would also be super helpful. Just trying to gather some real-world opinions beyond all the analytical reports I've been reading. Thanks in advance!