Roth vs. Traditional Gold IRA - Nashville Music Pro Weighs In

• •Okay, so I just converted a chunk of my old 401k into a gold IRA last year – about 75k of it, been meaning to do it for ages.
• •Finally pulled the trigger after seeing how volatile everything else was getting.
• •Always been in the music industry here in Nashville, so steady income isn't exactly a given, you know?

Okay, so I just converted a chunk of my old 401k into a gold IRA last year – about 75k of it, been meaning to do it for ages. Finally pulled the trigger after seeing how volatile everything else was getting. Always been in the music industry here in Nashville, so steady income isn't exactly a given, you know? Anyway, for those of you who've been through this, how did you decide between a Roth vs. Traditional Gold IRA?

I went with a Traditional for now, mostly because my income can swing pretty wildly year-to-year. Some years are great, others are... well, let's just say I'm grateful for residuals. The idea of getting the tax deduction now while I'm still in a potentially higher bracket (or at least, a bracket) felt right. But I've been reading up more and now I'm second-guessing. The thought of that gold growing tax-free and then pulling it out in retirement without worrying about taxes later on with a Roth is pretty appealing, especially if gold decides to really take off.

For context, I'm late 40s, so I've still got a good 15-20 years until I'm even thinking about seriously touching this money. I used that Gold IRA Tax Calculator tool to try and model out some scenarios, and honestly, it's a bit of a toss-up depending on future tax rates (which, let's be real, are a total Black Box). Are any of you doing a split? Like part Roth, part Traditional? Or did you just go all-in one way and never looked back?

I'd love to hear some real-world experiences, especially from anyone who's made this choice with a similar portfolio size. Did you regret your decision down the line, or are you happy with it? Should I be thinking about converting some of my Traditional to a Roth while my income might be a bit lower this year? Just trying to optimize this thing for the long haul.