Rolled over a significant portion of my 401k into physical gold - best move I ever made

• •Been seeing a lot of posts lately about economic uncertainty, inflation, fiat currency debasement – all the usual suspects.
• •About five years ago, I started getting seriously edgy about my retirement portfolio.
• •Had a good run in tech, built up a sizable chunk of change – well over $3M in my 401k alone, not counting other investments.

Been seeing a lot of posts lately about economic uncertainty, inflation, fiat currency debasement – all the usual suspects. Just wanted to share my own experience and hopefully spark some discussion, especially for others sitting on chunky 401ks tied purely to the stock market. About five years ago, I started getting seriously edgy about my retirement portfolio. Had a good run in tech, built up a sizable chunk of change – well over $3M in my 401k alone, not counting other investments. My financial advisor at the time (bless his heart, he meant well) kept trying to soothe me with diversification within stocks and bonds. But honestly, it felt like rearranging deck chairs on the Titanic.

I did my homework, talked to a few specialists, and eventually made the decision to roll over a significant portion of that 401k into a Gold IRA. We're talking a substantial seven-figure transfer, primarily into American Gold Eagles and some Canadian Gold Maple Leafs. The process itself was surprisingly straightforward, though you absolutely need to work with a reputable custodian who specilizes in precious metals IRAs. Don’t skimp on due diligence here. The setup fees and annual storage costs were minimal compared to the peace of mind I gained.

Living here in Scottsdale, I’m pretty plugged into the entrepreneurial scene, and I've met more than a few folks who've seen their paper wealth evaporate when the markets turned sour. That’s a lesson I wasn’t interested in learning the hard way. Looking back, especially with the inflation we’ve been seeing, that move has paid dividends emotionally and financially. It’s not about getting rich quick; it’s about capital preservation and having a tangible asset that isn't subject to the same whims as equities. My overall net worth is north of $5M, and my physical metals holdings are a significant pillar of that.

Anyone else here made a similar move with their retirement accounts? Or conversely, what's holding you back if you've been considering it? Curious about other people's experiences, especially those who took the plunge multiple years ago. What are your thoughts on the ideal percentage of a portfolio to allocate to physical gold coins versus other types of precious metals or assets?