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    Rebalancing - Shifting some Gold Coins?

    Key Takeaways
    • Been thinking a lot about rebalancing the portfolio lately, especially with how things have been bouncing around.
    • Got into these a few years back, largely thanks to my dad pushing for it – you know, generational wealth and all that.
    • My question is, with the recent run-up, I'm feeling a bit top-heavy in gold.
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    Been thinking a lot about rebalancing the portfolio lately, especially with how things have been bouncing around. My Gold IRA is sitting pretty well, holding around 15% of my overall 400k right now, mostly in some nice American Gold Eagles and a fair bit of Canadian Maple Leafs. Got into these a few years back, largely thanks to my dad pushing for it – you know, generational wealth and all that. He always drilled into me the importance of having that tangible asset, especially with the timber market being so volatile over the decades in Spokane.

    My question is, with the recent run-up, I'm feeling a bit top-heavy in gold. It's done its job shielding during some of the downturns, but I'm looking at my allocations and wondering if I should trim some of the gold coins to reallocate into something else. Maybe more real estate holdings or some high-dividend stocks? The idea of selling off some of these coins, especially the older ones I've come to think of as family heirlooms, feels a little… wrong. Emotionally, it's tough to let go of something that’s been such a bedrock. But rationally, I know it's probably the smart move for long-term growth.

    Those of you who have rebalanced out of gold, how did you decide what to sell? Did you go for a specific percentage reduction, or did you target individual holdings? And what did you end up putting the capital into? Just curious about everyone else's experiences and if that emotional attachment to specific assets is something you've had to overcome too. Any insights from folks who've navigated this would be super helpful.

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    12 comments

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    Best Answer▲ 16 upvotes
    W
    william_davis💎Premium (500k-1m)
    Really valuable perspective. I'll definitely keep this in mind as I make my decisions.

    Comments (12)

    7
    laura_sanchez💰Established (100-250k)Real Investor✓ Verifiedabout 2 months ago

    Totally get this. I was in a similar boat a few years back. Had a good chunk of Eagles and Maples, probably around 12-13% of my total. Ended up shifting a small portion into some smaller denomination coins just for more flexibility, and even dabbled in a bit of silver to diversify the precious metals side. The mental gymnastics of trying to time it right are real, though!

    3
    daniel_wright💎Premium (500k-1m)Real Investor✓ Verifiedabout 2 months ago

    Interesting! You mentioned a fair bit of Canadian Maple Leafs. Are those mostly 1oz coins, or do you have a mix of sizes in there?

    10
    sharon_evans💰Established (100-250k)Real Investorabout 2 months ago

    Honestly, 15% in gold for a $400k portfolio isn't *that* high, especially if you're looking at it as a long-term hedge. Most of the 'experts' throw around numbers from 5-10%, but with the current economic climate, I wouldn't be in a rush to trim down if you're comfortable with that allocation. Diversification isn't just about slicing it thin; it's about holding what you believe in.

    6
    margaret_chen🏆Advanced (250-500k)Real Investorabout 2 months ago

    Hey, totally feel you on the rebalancing front. It's smart to review things, especially with market swings. Since you're looking at potentially shifting some gold coins, have you checked out CoinNews.net recently for current gold coin premiums? Sometimes understanding those can help you decide if it's better to sell specific types or just hold if premiums are low. Good luck with the rebalance!

    6
    richard_garcia👑Elite (1m-5m)Real Investorabout 2 months ago

    Totally agree with you on the rebalancing front. It’s been wild out there. I’m in a similar boat, my Gold IRA is actually a bit higher at around 18% of my total, mostly in AGEs and some Krugerrands. Been thinking about trimming a bit and moving it into some silver for diversification, or maybe even some of those platinum Eagles I've been eyeing. Good to know others are thinking along the same lines!

    13
    sharon_evans💰Established (100-250k)Real Investorabout 2 months ago

    This is exactly the kind of discussion I was looking for. Very informative!

    15
    jason_morgan💰Established (100-250k)Real Investor✓ Verifiedabout 2 months ago

    Appreciate you taking the time to share this. Lots to think about for my own portfolio.

    0
    sandra_green📊Growing (50-100k)✓ Verifiedabout 2 months ago

    I've been following this topic closely and really appreciate the insights here.

    15
    daniel_wright💎Premium (500k-1m)Real Investor✓ Verifiedabout 2 months ago

    Thanks for sharing your experience. It's so helpful to hear from real investors.

    5
    donna_rogers🏆Advanced (250-500k)Real Investorabout 2 months ago

    This is really helpful information! I've been researching gold IRAs for a while and this confirms what I've been learning.

    16
    william_davis💎Premium (500k-1m)Real Investorabout 2 months ago

    Really valuable perspective. I'll definitely keep this in mind as I make my decisions.

    16
    barbara_white🏆Advanced (250-500k)Real Investor✓ Verifiedabout 2 months ago

    I've been following this topic closely and really appreciate the insights here.

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