Rebalancing - moving more into gold, anyone else?
- •Been thinking a lot about rebalancing my portfolio lately, especially with all the noise out there right now.
- •I'm a military retiree, so financial security is always top of mind for me, more than just chasing massive gains.
- •My current allocation is something like 70% stocks/ETFs, 15% bonds, and about 15% in my Gold IRA.
Been thinking a lot about rebalancing my portfolio lately, especially with all the noise out there right now. I'm a military retiree, so financial security is always top of mind for me, more than just chasing massive gains. My current allocation is something like 70% stocks/ETFs, 15% bonds, and about 15% in my Gold IRA. I've been eyeing a shift to maybe 60/15/25, pulling some from the equity side and pushing it into gold.
The 15% I have in gold has been a solid anchor, especially over the last few years. Living here in San Diego, I see the cost of everything just going up and up, and while my investments are doing okay, the stability gold offers really appeals to me. I've got a decent chunk, around $350k total portfolio value, so any shifts need to be well thought out. I'm not looking to go 50% gold or anything crazy, just bump up that hedge a bit more.
My Gold IRA is with Augusta Precious Metals, and they've been fantastic. Super straightforward process when I set it up a few years back. The whole idea of tangible assets just resonates differently now. Equities feel so... abstract sometimes, especially when you see market volatility spike. Am I being overly cautious, or does this kind of rebalancing make sense to anyone else in their late 40s/early 50s? What's your comfort level with gold allocation these days?