Rebalancing - how much silver are you guys holding?

Helen Turner

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Rebalancing - how much silver are you guys holding?

helen_turner💰Established (100-250k)

less than a minute ago

Key Takeaways

•Been thinking a lot about rebalancing the portfolio lately, especially with all the talk about inflation and the economy feeling… squirrely.
•But I'm starting to wonder if I'm too heavily weighted in it.
•My advisor has been pushing me to consider silver more seriously.

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Been thinking a lot about rebalancing the portfolio lately, especially with all the talk about inflation and the economy feeling… squirrely. I’ve had a good chunk in gold in my IRA for years now, probably sitting around 150k-ish in physical gold through Augusta Precious Metals – done pretty well for me, no complaints there. But I'm starting to wonder if I'm too heavily weighted in it.

My advisor has been pushing me to consider silver more seriously. I know silver's more volatile, which frankly, makes me a little nervous. We’ve got a good thing going with the horse farm here in Louisville, and I don't like unnecessary risks. I’m practical about wealth, not looking to get rich quick, just preserve what I’ve built and pass it down eventually.

So, for those of you with precious metals in your IRAs, what's your allocation look like? Specifically, how much silver are you guys holding relative to gold? Are you doing a 70/30 split, 50/50, something else entirely? And what’s your rationale behind it? Has anyone regretted adding silver to their precious metals mix?

Always appreciate the practical advice on here from folks who are actually in the trenches with this stuff. Thanks in advance for sharing your thoughts.

3 comments

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Best Answer▲ 5 upvotes

sharon_evans💰Established (100-250k)

Dude, I'm right there with you on the squirrely economy feeling. Been holding a decent amount of gold myself for a while, mostly through Birch Gold. But I recently decided to dump about 15% of my gold holdings and convert them into silver, just to diversify a bit more. It felt like a good move to balance things out.

Comments (3)

sharon_evans💰Established (100-250k)Real Investor•less than a minute ago

jason_morgan💰Established (100-250k)Real Investor✓ Verified•less than a minute ago

Interesting. You mentioned you've got about $150k in physical gold through Augusta. Are those mostly coins or bars, or a mix of both?

catherine_bell🏆Advanced (250-500k)Real Investor•less than a minute ago

150k in physical gold is a solid position, no doubt. But honestly, I'm not so sure about adding silver for "rebalancing" right now, especially through a traditional IRA structure. Silver can be a wild ride, and while it definitely has its place, it typically performs best in very specific economic conditions. Are we really in one of those right now, or is it more FOMO from recent spikes? Just something to consider before you diversify *too* much into another volatile metal. Maybe look at other tangibles or even some high-dividend stocks for actual rebalancing?

The retirement loophole most advisors won't mention

You can move your 401(k) into physical gold — tax-free. Here's the step-by-step guide.

Under $100k? Compare options →