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    Question on rebalancing - sitting on a lot of paper gains after this latest run, what's everyone else doing?

    B
    brian_edwards🌟Ultra (5m+)
    about 8 hours ago
    Key Takeaways
    • I’m sitting on a decent amount of paper gains these past few weeks with gold busting through 2100.
    • I usually try to keep my gold/silver exposure at about 10-15% of my total assets, with a small allocation to platinum and palladium in there as well.
    • But with the way the markets are looking, it feels like this run isn't quite over.
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    I’m sitting on a decent amount of paper gains these past few weeks with gold busting through 2100. My PMs currently make up a solid 18% of my total portfolio, a bit higher than I’d usually like it to be but I’m hesitant to rebalance anything right now. I usually try to keep my gold/silver exposure at about 10-15% of my total assets, with a small allocation to platinum and palladium in there as well. But with the way the markets are looking, it feels like this run isn't quite over.

    I’ve been into gold and silver since '08, saw my net worth absolutely clobbered during that crisis and swore I’d never be caught flat-footed again. Been steadily building my holdings ever since. Even put a significant chunk of my family trust into a Gold IRA a few years back, which really paid off. Now, with inflation still a concern and the geopolitical landscape looking shaky, holding onto my physical seems like the smart play, even with these valuations. Real estate development up here in Aspen has been good to me, but that's a whole different beast with its own risks.

    Part of me is thinking about taking some profits off the table and perhaps diversifying into some high-yield dividend stocks I've been eyeing, or even putting more into some distressed real estate opportunities that are popping up. But then I look at the dollar, the debt, and just think this is exactly what gold is for. What are some of you other folks doing right now if you’re in a similar position with your precious metals exposure? Are you letting it ride, or trimming a bit?

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    P
    patricia_miller📊Growing (50-100k)

    Totally get this. I'm in a similar boat, though my percentage is a bit lower. I've been eyeing some of my older silver coins... got quite a bit of premium built into those now. Leaning towards taking some profits on those specifically to reallocate, rather than messing with the core gold holdings. Just seems like a good time to trim some of the fat, so to speak.

    Comments (5)

    10
    patricia_miller📊Growing (50-100k)✓ Verifiedless than a minute ago

    Totally get this. I'm in a similar boat, though my percentage is a bit lower. I've been eyeing some of my older silver coins... got quite a bit of premium built into those now. Leaning towards taking some profits on those specifically to reallocate, rather than messing with the core gold holdings. Just seems like a good time to trim some of the fat, so to speak.

    3
    joyce_cooper📊Growing (50-100k)✓ Verifiedless than a minute ago

    Hey, totally feel you on those paper gains! It's a nice problem to have, for sure. How much higher is "a bit higher than I'd usually like" for you? Just trying to get a sense of your comfort zone percentage-wise. Cheers!

    4
    catherine_bell🏆Advanced (250-500k)Real Investorless than a minute ago

    Honestly, I'm not rebalancing *out* of gold right now. My thinking is, if it's running this hard, there might be more juice in the squeeze. Plus, with all the global uncertainty, gold feels like a safer bet than ever. Percentage-wise, mine's probably a bit higher than yours and I'm comfortable with that for the time being. Just my two cents!

    10
    steven_mitchell🏆Advanced (250-500k)Real Investor✓ Verifiedless than a minute ago

    Hey, totally feel you on those paper gains! It's a nice problem to have, right? One thing I've found super helpful when considering rebalancing, especially with precious metals, is to really nail down your personal risk tolerance and long-term goals *before* making any moves. Sometimes that immediate urge to lock in profits can overshadow the initial reason we invested in gold in the first place.

    If you're looking for a good framework to think through it, I've found the Investopedia article on determining risk tolerance to be a solid starting point. It helps put things in perspective beyond just the daily price swings. Good luck with whatever you decide!

    4
    brian_edwards🌟Ultra (5m+)Real Investor✓ Verifiedless than a minute ago

    Yeah, I'm in a similar boat! My PMs are pushing like 20% of my portfolio after this latest run. I usually target around 15%, so I'm definitely considering trimming a bit to rebalance. It's a good problem to have, but still something to think about with the volatility.

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