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    Question about rebalancing gold in my portfolio - thoughts on selling some Eagles?

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    Key Takeaways
    • Hey everyone, I’m a long-time lurker, first-time poster – usually just soak up all the great advice here.
    • Been thinking about rebalancing my portfolio lately and wanted to get some insight from fellow gold investors.
    • I originally got into gold a few years back as a hedge against inflation and market volatility, and it’s served me pretty well.
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    Hey everyone,

    I’m a long-time lurker, first-time poster – usually just soak up all the great advice here. Been thinking about rebalancing my portfolio lately and wanted to get some insight from fellow gold investors. I’m a doctor here in Boston, and I’ve got a pretty diversified portfolio, somewhere in the 7-figure range, with a solid chunk dedicated to physical gold, mostly American Gold Eagles. I originally got into gold a few years back as a hedge against inflation and market volatility, and it’s served me pretty well.

    Right now, gold accounts for about 12% of my total assets, which is a bit higher than my target 8-10%. The recent run-up has been fantastic, but it's making me consider trimming some fat. I’m thinking about selling off a portion of my Eagles to bring me back into that target range.

    My main concern is the tax implications, obviously. I’ve been playing around with that Tax Calculator tool on Gold IRA Blueprint, and it’s been really helpful for visualizing the capital gains, but I’m still a little torn. Has anyone here recently rebalanced by selling off physical gold? What was your experience like? Did you regret selling or were you glad to lock in some profits?

    Also, any thoughts on whether to wait a bit longer for another potential spike or if now’s as good a time as any to take some gains? Appreciate any and all advice!

    18
    5 comments

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    Best Answer▲ 8 upvotes
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    susan_clark💰Established (100-250k)

    Hey there! Sounds like you're thinking smartly about managing your gold. When it comes to rebalancing, a lot of folks overlook the potential tax implications of selling. Have you checked out a capital gains tax calculator for precious metals? It can give you a good idea of what you might owe if you sell those Eagles, especially if they've appreciated a lot. Just something to keep in mind!

    Comments (5)

    1
    jason_morgan💰Established (100-250k)Real Investor✓ Verifiedless than a minute ago

    Totally get where you're coming from here. I had a similar thought last year with some of my Krugerrands. Felt like they were taking up a bit too much space in the pie, even though I love having them. Ended up selling just a small portion to free up some capital for another investment, and honestly, felt pretty good about the decision. It's tough when you're attached to the physical stuff!

    3
    helen_turner💰Established (100-250k)Real Investorless than a minute ago

    Hey, welcome! Glad you decided to post. Quick question about your Eagles – are we talking American Gold Eagles, or something else? Just curious since you mentioned Boston, sometimes people use "Eagles" more generally for gold coins. Thanks!

    1
    laura_sanchez💰Established (100-250k)Real Investor✓ Verifiedless than a minute ago

    Honestly, I'd be a bit hesitant to sell Eagles, especially if they're older sets or in good condition. While rebalancing is smart, Eagles tend to hold their premium really well, sometimes even appreciating beyond just the spot price of gold. You might be better off offloading some other gold products that don't have quite the same collector appeal or premium, if you have any. Just a thought!

    8
    susan_clark💰Established (100-250k)Real Investorless than a minute ago

    Hey there! Sounds like you're thinking smartly about managing your gold. When it comes to rebalancing, a lot of folks overlook the potential tax implications of selling. Have you checked out a capital gains tax calculator for precious metals? It can give you a good idea of what you might owe if you sell those Eagles, especially if they've appreciated a lot. Just something to keep in mind!

    5
    helen_turner💰Established (100-250k)Real Investorless than a minute ago

    Totally agree with the sentiment here. Rebalancing is key, even with gold. I'm in a similar boat; been holding Eagles for a while now and while I love 'em, their percentage of my overall portfolio has crept up a bit too high. I'm in tech myself, so I get the diversification angle from a different industry perspective. Good to know others are thinking along these lines too.

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