Platinum looking undervalued for a gold IRA, anyone else considering?

Kenneth Parker

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Platinum looking undervalued for a gold IRA, anyone else considering?

kenneth_parker💎Premium (500k-1m)

about 2 months ago

Key Takeaways

•Been doing a lot of number crunching lately, especially with the logistics business succession planning kicking into high gear.
•I’ve always been a gold guy for stability, especially with all the talk about market volatility over the last few years.
•My portfolio is probably 80% gold, 20% silver right now in that IRA.

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Been doing a lot of number crunching lately, especially with the logistics business succession planning kicking into high gear. My financial advisor and I are looking at getting more aggressive on asset protection for the next decade, and my current gold IRA (sitting at around $650k) is a good chunk of that. I’ve always been a gold guy for stability, especially with all the talk about market volatility over the last few years. My portfolio is probably 80% gold, 20% silver right now in that IRA.

However, I've been really digging into platinum's performance and industrial demand lately. It seems like it's been lagging gold significantly, and with the push towards green tech and hydrogen fuel cells, it feels like it could be on the cusp of a major breakout. I’m thinking about rebalancing some of my gains from gold into platinum, maybe 15-20% of the metals portfolio. Like, getting some American Platinum Eagles or even some PAMP bars if the premiums are decent.

I know platinum can be more volatile than gold, and the market is thinner, but it just feels so undervalued compared to its historical ratio with gold. For anyone else in a similar boat, maybe thinking about de-risking but also looking for growth in precious metals, what are your thoughts? Are you looking at platinum at all for your IRA, or is it just too niche? I'm in Memphis, and finding reliable local dealers for platinum is a bit tougher than gold, so I'm mostly looking online for reputable outfits.

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5 comments

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Best Answer▲ 10 upvotes

janet_cook📊Growing (50-100k)

This is interesting. When you say "undervalued," are you thinking more about the current spot price relative to historical highs, or its industrial demand outlook, or something else entirely?

Comments (5)

timothy_reed💎Premium (500k-1m)Real Investor•about 2 months ago

Totally! I've been eyeing platinum too. My advisor actually brought it up a few months ago as a potential diversifier for my precious metals. We ended up adding a small amount to my IRA after looking at the historical gold-to-platinum ratio. It felt like a smart move at the time, and I'm still optimistic about it. Good luck with the succession planning, sounds like a lot to juggle!

janet_cook📊Growing (50-100k)•about 2 months ago

This is interesting. When you say "undervalued," are you thinking more about the current spot price relative to historical highs, or its industrial demand outlook, or something else entirely?

frank_rivera💎Premium (500k-1m)Real Investor•about 2 months ago

Interesting thought! While platinum can be a great diversifier, especially with its industrial uses, I'd be a little cautious about leaning too heavily into it for an IRA right now. The spread between buying and selling is usually wider than gold or silver, which eats into your returns, and it's also a bit less liquid if you need to offload it quickly. Just something to consider alongside the potential upside!

daniel_wright💎Premium (500k-1m)Real Investor✓ Verified•about 2 months ago

That's an interesting thought! While platinum can definitely offer some diversification, don't forget to consider its lower liquidity compared to gold. If you're looking for another angle for precious metals insights, I've found World Gold Council's research to be super helpful for understanding market trends and historical performance. Good luck with the succession planning!

joyce_cooper📊Growing (50-100k)✓ Verified•about 2 months ago

Totally agree, OP. I've been eyeing platinum for similar reasons. My advisor actually showed me a chart comparing gold, silver, and platinum performance over the last 15 years, and platinum's dip seems significant right now. Feels like a good entry point for an IRA, especially if the industrial demand picks back up more aggressively.

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