Thinking about Palladium for my IRA - anyone else?

• •I'm an Arizona retiree, been holding gold in my IRA since '09 when I saw the writing on the wall after the financial crisis.
• •Gold has been a rock for me, especially as a former teacher living on a fixed income.
• •Now I’ve been reading more about palladium and a part of me is wondering if I should diversify a bit within my precious metals holdings.

I'm an Arizona retiree, been holding gold in my IRA since '09 when I saw the writing on the wall after the financial crisis. It’s comforting to know that a good chunk of my retirement savings (we’re talking high five figures of my ~$200k portfolio) isn’t tied to the whims of the stock market. Gold has been a rock for me, especially as a former teacher living on a fixed income. Now I’ve been reading more about palladium and a part of me is wondering if I should diversify a bit within my precious metals holdings.

Specifically, I'm trying to weigh the pros and cons of adding palladium to my Gold IRA. I’ve heard all the talk about its industrial demand, particularly in catalytic converters, and how supply can be constrained. The recent price swings have been pretty wild, though. Part of me sees that volatility as an opportunity, but the other part, the cautious Phoenix retiree that I am, worries about getting in at the wrong time. I remember the anxiety during the '08 crash and I really don't want to relive that with my retirement money.

Anyone here already have palladium in their self-directed IRA? What’s been your experience? Did you allocate a small percentage or go in with a larger chunk? I'm thinking maybe 5-10% of my total precious metals allocation, just to dip my toes in. Are there specific types of palladium bullion that are better for IRA inclusion? I want to make sure I'm doing my due diligence before making any moves. Just looking for some real-world perspectives beyond the shiny marketing materials.

Is the extra risk worth it for the potential upside? Or should I just stick with my trusty gold and maybe a little silver for now? Any thoughts or advice from those who've navigated this would be greatly appreciated. My advisor is great, but I value hearing from other investors who are actually in the trenches.