Thinking about adding Palladium to my Gold IRA - anyone here done it?

Sharon Evans

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Thinking about adding Palladium to my Gold IRA - anyone here done it?

sharon_evans💰Established (100-250k)

about 5 hours ago

Key Takeaways

•Been doing a lot of reading lately about diversifying my precious metals IRA beyond just gold and silver.
•Right now, it's sitting at about $180k, mostly in gold and some silver, and I've been pretty happy with how it's performed.
•But the talk about palladium has really piqued my interest.

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Been doing a lot of reading lately about diversifying my precious metals IRA beyond just gold and silver. I rolled over my old 401k a couple of years ago into a Gold IRA with some help from the execs at the oil company I work for – they really opened my eyes to the value of tangible assets. Right now, it's sitting at about $180k, mostly in gold and some silver, and I've been pretty happy with how it's performed.

But the talk about palladium has really piqued my interest. I know it's a volatile metal, but it also has some serious industrial demand, especially in the auto industry, which honestly feels pretty familiar to me being based in Tulsa and around the energy sector. I'm wondering if anyone here has actually added palladium to their IRA? What was your experience like? Did you go for bars or coins?

I'm looking at potentially allocating maybe 5-10% of my current IRA value to it, not trying to go all in or anything crazy. I've been using that Gold IRA Calculator to run some hypothetical scenarios, and a small allocation to a metal like palladium, even with its ups and downs, could potentially boost returns if it plays out right. I even plugged in a "what if" for palladium prices.

Are there any specific custodians that make it easier to add palladium, or are there any hidden fees I should be aware of beyond the usual storage and admin costs? I’m still learning the ropes on the more exotic metals. Any advice or shared experiences would be greatly appreciated. Thanks!

4 comments

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Best Answer▲ 8 upvotes

catherine_bell🏆Advanced (250-500k)

Hey, I hear you! I actually went through a similar thought process myself a few months ago. Had my Gold IRA set up, mostly gold and some silver, and started looking into palladium. Didn't end up pulling the trigger on palladium specifically, but it definitely got me thinking more strategically about the different metal options and their potential. Curious to see what others say here.

Comments (4)

catherine_bell🏆Advanced (250-500k)Real Investor•less than a minute ago

jason_morgan💰Established (100-250k)Real Investor✓ Verified•less than a minute ago

Hey, that's interesting about palladium. I've mostly heard of gold and silver in IRAs. You mentioned "execs at the oil company I w" (assuming you meant "worked for" or similar), did they specifically recommend palladium or was that something you looked into separately?

jennifer_martinez💰Established (100-250k)Real Investor✓ Verified•less than a minute ago

Hey, interesting thought on the palladium! While I get the diversification angle, have you looked *really* closely at the liquidity of palladium in an IRA? Gold and silver are pretty universally recognized and traded, but palladium, while valuable, can sometimes be a bit trickier to offload quickly if you ever needed to. Just something to consider beyond the price trends.

donald_nelson💎Premium (500k-1m)Real Investor✓ Verified•less than a minute ago

Hey there! Palladium in a precious metals IRA is a super interesting move. While palladium can be included, the rules around its purity and form are pretty strict for an IRA. You'll want to make sure any palladium products you're looking at are at least .9995 pure and in an approved bar or coin form.

For a detailed breakdown and to avoid any tax snags, I’d highly recommend checking out the IRS's official guidelines on what precious metals are allowed in an IRA. A quick Google for "IRS approved precious metals IRA" should get you right to the source. Good luck!

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