Palladium in the mix? My thoughts after 15 years in gold.

William Davis

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Palladium in the mix? My thoughts after 15 years in gold.

william_davis💎Premium (500k-1m)

about 2 months ago

Key Takeaways

•Been seeing more chatter recently about palladium, and it got me thinking if I should finally pull the trigger and add some to my Gold IRA.
•Primarily gold and some silver, of course.
•My background’s in oil back here in Dallas, so I’ve seen firsthand how industrial demand can swing commodity prices.

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Been seeing more chatter recently about palladium, and it got me thinking if I should finally pull the trigger and add some to my Gold IRA. I’ve been a gold bug for a solid 15 years now, riding out plenty of ups and downs with a decent chunk – we’re talking mid-six figures – of my retirement parked in precious metals. Primarily gold and some silver, of course.

My background’s in oil back here in Dallas, so I’ve seen firsthand how industrial demand can swing commodity prices. Palladium definitely has that going for it with the auto industry, but the volatility frankly makes me a little nervous. I’ve always appreciated gold’s stability as a long-term hedge, especially given the current global climate. Is anyone here balancing their Gold IRA with a significant palladium holding? What percentage, roughly, are you comfortable with?

I’m looking to diversify a bit more, but I’m wary of anything too speculative for retirement funds. My goal is capital preservation and a hedge against inflation, not trying to hit a lottery ticket. For those who have invested in palladium through their IRA, what’s been your experience with liquidity if you’ve ever had to sell? Are the spreads generally decent, or do you feel like you're losing a lot on the buy/sell?

Just trying to get a feel for what real investors are doing out there. My gut says stay mostly gold, but my head is curious about the potential upsides. Thoughts?

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5 comments

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Best Answer▲ 10 upvotes

james_wilson👑Elite (1m-5m)

Hey, that's a great question, especially with your experience in gold! I've been looking into palladium myself lately.

One thing that was super helpful for me was checking out the historical price correlation between gold and palladium. Sometimes they move together, sometimes they diverge significantly. Knowing that could help you decide if it fits your diversification goals. There are some good charts out there if you do a quick search for "gold palladium price correlation history." Good luck!

Comments (5)

margaret_chen🏆Advanced (250-500k)Real Investor•about 2 months ago

Totally get where you're coming from! I've been in a similar boat, primarily focused on gold for about a decade. Started dabbling a little in silver more recently, but palladium has always been that "what if" metal in the back of my mind. Curious to see what others say about it for long-term holds.

andrew_roberts👑Elite (1m-5m)Real Investor✓ Verified•about 2 months ago

Interesting thought! So you're talking about a Gold IRA, but specifically adding palladium to it, meaning physical palladium bars or coins that are IRA-eligible, right? Or are you considering more indirect ways to get exposure?

nancy_hall💰Established (100-250k)Real Investor•about 2 months ago

Interesting perspective. While palladium has definitely had its moments, I've always been a bit wary of its volatility compared to gold. It feels like the industrial demand aspect makes it a different beast entirely. Gold feels like a more pure "store of value" play for an IRA, whereas palladium feels more speculative. Just my two cents, but 15 years in gold has probably taught you more than I know!

james_wilson👑Elite (1m-5m)Real Investor✓ Verified•about 2 months ago

Hey, that's a great question, especially with your experience in gold! I've been looking into palladium myself lately.

andrew_roberts👑Elite (1m-5m)Real Investor✓ Verified•about 2 months ago

Totally agree with this! I've been in gold for about 10 years myself, mostly bought physical and a little in my IRA. Been eyeing palladium for a while, particularly after seeing some of those price spikes. It feels like a good way to diversify within the precious metals space without going too far off the reservation.

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