Palladium in the IRA – thinking about diversifying from just gold & silver. Worth it?

• •Been doing a lot of reading lately about palladium, and it's got me wondering if it's time to add some to my Gold IRA.
• •Currently, it's pretty much just a mix of American Gold Eagles and Silver Maples – tried and true, you know?
• •My current precious metals allocation is sitting around $300k, and it's a good chunk of my overall retirement strategy.

Been doing a lot of reading lately about palladium, and it's got me wondering if it's time to add some to my Gold IRA. Currently, it's pretty much just a mix of American Gold Eagles and Silver Maples – tried and true, you know? My old man always drilled into me the importance of generational wealth and not having all your eggs in one basket, but we've always leaned super heavy on the precious metals side, specifically gold. Saw the prices of palladium spike a few years back, and while they've come down, it still seems like a solid industrial metal with some good long-term potential, especially with the EV market and hydrogen tech always evolving.

My current precious metals allocation is sitting around $300k, and it's a good chunk of my overall retirement strategy. I'm based in Spokane, and with a background in timber – inherited the family business, though I've diversified heavily into real estate over the last decade – I tend to think in terms of long-term assets and natural resources. Palladium feels like it fits that bill in a way that stocks just don't always, especially with the volatility we've seen. My concern is, am I getting swept up in the “new shiny thing” allure, or is there real strategic value here for someone looking at a 20-30 year horizon?

For those of you who have palladium in your IRAs, what's been your experience? Any regrets or major wins? And for those who are strictly gold/silver, what's your reasoning for avoiding other precious metals like palladium or platinum? I used that Eligibility Checker tool to make sure I’m still squared away for a Gold IRA, and everything looks good there. Just trying to figure out if adding palladium makes sense from a diversification and long-term value perspective. Appreciate any insights.