Palladium in the IRA - Anyone else seeing decent returns?

Andrew Roberts

Back to forum

⭐ Reviews

Palladium in the IRA - Anyone else seeing decent returns?

andrew_roberts👑Elite (1m-5m)

less than a minute ago

Key Takeaways

•Been seeing a lot of chatter lately about palladium and its place in an IRA, and it's got me thinking about my own allocation.
•My Gold IRA is pretty diversified across gold and silver, but I’ve also held a good chunk of palladium for the last 7-8 years.
•I initially put in about $250k into palladium back when prices were a bit lower, and it's been an interesting ride, to say the least.

Get the free Gold IRA guide

Been seeing a lot of chatter lately about palladium and its place in an IRA, and it's got me thinking about my own allocation. I'm a big believer in precious metals for a substantial portion of my portfolio – retired CEO here in Palm Beach, so I've seen enough market ups and downs to know the value of real assets. My Gold IRA is pretty diversified across gold and silver, but I’ve also held a good chunk of palladium for the last 7-8 years. I initially put in about $250k into palladium back when prices were a bit lower, and it's been an interesting ride, to say the least.

I know the market for palladium has been a wild one, with some pretty dramatic swings. For a while there, it felt like I was printing money, but then the auto industry slump and other factors hit. Still, I’m up overall on that particular allocation, and I definitely feel it's been a worthwhile diversifier within my broader metals strategy. It’s certainly less talked about than gold or silver, but I’ve always viewed it as having strong industrial demand that sets it apart.

I'm curious to hear from others who have palladium in their self-directed IRAs. What's your experience been like? Are you seeing it as a long-term play, or more of a tactical allocation? Any particular insights or concerns you have about its future prospects, especially with the push towards EVs? Always good to get some diverse perspectives beyond my usual financial advisor's take.

4 comments

Still comparing Gold IRA companies?

Get the full comparison with a free investor kit from the #1-rated company.

Under $100k? Compare options →

27 people viewed this today3 members requested a free kit this week4 investors bookmarked this

Best Answer▲ 7 upvotes

kenneth_parker💎Premium (500k-1m)

Interesting post! When you say "decent returns," are you mostly talking about capital appreciation from price increases, or have you also been looking at any vehicles that offer a yield on palladium holdings within an IRA? Just curious about the different ways people are approaching it.

Comments (4)

gary_stewart📊Growing (50-100k)•less than a minute ago

Oh man, I hear you! I actually threw a small percentage of my IRA into palladium a few years back, almost on a whim because gold and silver felt a bit "crowded" to me at the time. Honestly, it's been a pleasant surprise. Nothing life-changing, but definitely outperforming some of my other more traditional holdings. It's interesting to see it getting more attention now.

kenneth_parker💎Premium (500k-1m)Real Investor✓ Verified•less than a minute ago

nancy_hall💰Established (100-250k)Real Investor•less than a minute ago

Interesting perspective, especially with your background. While palladium's had some impressive runs, I'm personally a bit warier of it for long-term IRA holdings compared to gold or even silver.

The industrial demand makes it more volatile, and while that can mean big gains, it can also mean steeper drops. Gold just feels like a more stable store of value, especially for someone focused on wealth preservation in retirement. Just my two cents, of course!

linda_taylor📊Growing (50-100k)✓ Verified•less than a minute ago

Interesting question! While palladium can offer good returns, it's worth remembering that its price can be pretty volatile and often tied to industrial demand (especially auto catalysts). For those looking to diversify their precious metals within an IRA, don't forget about platinum as well. It's sometimes overlooked but has similar industrial uses and can offer good value.

For anyone new to palladium or platinum IRAs, make sure you're working with a reputable custodian that specializes in physical precious metals. Here's a great resource that breaks down the pros and cons of including different precious metals in your IRA: Investopedia on Gold IRAs (with section on other metals too). Good luck!

Which Gold IRA company is right for your balance?

The answer depends on your savings. Get a personalized recommendation — free.

Under $100k? Compare options →