Palladium in an IRA? What are your thoughts folks?

• •Been seeing some chatter lately about including palladium in a Gold IRA, and it's got my antenna up.
• •I know it's got significant industrial demand, particularly in catalytic converters, which is a huge market.
• •But it's also a smaller market than gold or silver, and that can lead to some wild price swings.

Been seeing some chatter lately about including palladium in a Gold IRA, and it's got my antenna up. As someone who’s been in the steel game for decades down here in Birmingham, I’ve got a pretty good feel for industrial metals and how supply and demand can swing things. My own Gold IRA, which is sitting pretty at around $350k, is almost exclusively gold and some silver, as those felt like the safest bets when I rolled over my old 401k a few years back.

Palladium, though... it's interesting. I know it's got significant industrial demand, particularly in catalytic converters, which is a huge market. But it's also a smaller market than gold or silver, and that can lead to some wild price swings. I’m wondering if that volatility is something you want in a retirement vehicle. I like my investments to be solid and predictable, not a rollercoaster. On the other hand, the scarcity factor is undeniably attractive, and it has had some explosive runs in the past.

Has anyone here actually gone through with adding palladium to their IRA? What kind of percentages did you allocate? Did your custodian have any issues with it? I'm curious about the logistics as much as the investment thesis itself. Part of me thinks it could be a smart diversifier, especially with all the talk about electrification and what that means for traditional auto manufacturing. Then again, my gut, after years in the commodities trenches, also tells me to stick with what I know best – tangible, universally accepted precious metals.

So, hit me with your pros and cons. Is palladium a brilliant play for IRA growth, or a speculative gamble best left out of the retirement portfolio? I’m genuinely interested to hear everyone’s perspective on this, especially from those who've done their own due diligence or even pulled the trigger.