Palladium in an IRA? My thoughts, looking for yours.

• •I’ve been running the numbers on adding palladium to my precious metals IRA and wanted to get some other perspectives here.
• •My current Gold IRA is sitting right around the $75k mark.
• •It’s mostly gold, with a decent chunk of silver, which has been performing nicely.

I’ve been running the numbers on adding palladium to my precious metals IRA and wanted to get some other perspectives here. As a jewelry store owner in Providence, I’ve got a good feel for the metals market, but diversifying my retirement portfolio always makes me pause for some extra thought.

My current Gold IRA is sitting right around the $75k mark. It’s mostly gold, with a decent chunk of silver, which has been performing nicely. I know platinum and palladium have really come into their own over the last few years, especially with industrial demand. Palladium, in particular, has seen some wild swings. I bought some physical palladium a while back for the shop for certain pieces, and I've seen firsthand how volatile it can be, but also how high it can climb.

I’m thinking of allocating maybe 10-15% of my IRA to palladium. The thought is to capture some of that potential upside, but I'm also wary of the downside risk. I’ve used that Gold IRA Calculator a few times to project some scenarios, and while the potential gains look juicy, the past volatility is a big asterisk for me. What are your experiences with palladium in an IRA? Anyone here regret adding it, or conversely, wish they’d added more?

I’m not looking to make a quick buck, this is for retirement, after all. But seeing the industrial demand, especially from the auto sector, makes me wonder if it’s a smart long-term play for diversification. Any thoughts on the current geopolitical landscape and how that might impact palladium supply and demand? Really appreciate any insights or advice.