Palladium in an IRA - anyone actually doing this in

• •Been thinking a lot lately about how to further diversify my metals holdings within my IRA.
• •Currently sitting on a pretty good chunk of gold and some silver, both physical and via an ETF.
• •Specifically, I've been looking at palladium.

Been thinking a lot lately about how to further diversify my metals holdings within my IRA. Currently sitting on a pretty good chunk of gold and some silver, both physical and via an ETF. My total portfolio is hovering right around the $200k mark, and about 15% of that is in precious metals, with the rest split between stocks and some real estate syndications. As an insurance agent here in Omaha, I'm all about risk management and not putting all my eggs in one basket, so the thought of adding another metal type to the mix is appealing.

Specifically, I've been looking at palladium. It's had some wild swings, obviously, but the industrial demand seems pretty solid long-term. My concern is less about its general volatility and more about the practicalities of holding it in a self-directed Gold IRA. Most of the custodians I've looked at definitely allow it, but the storage fees seem a little higher, and the bid-ask spread can be pretty significant. Is anyone here actually holding physical palladium within their IRA? What are your experiences with liquidity if you've ever had to sell?

I feel like the upside potential is there, especially with the push for cleaner energy and car catalysts, but I'm trying to weigh that against the potential headaches. My metals advisor is pretty bullish on it for a small allocation, say 5% of my overall metals, which would be around $1,500-$2,000. It's not a huge amount, but I want to make sure it's not going to be a PITA later on. Am I overthinking the storage/liquidity aspect, or are those valid concerns for IRA-held palladium? Would love to hear from anyone who's been down this road.