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    Palladium in my IRA? Thinking about diversifying beyond gold/silver.

    C
    Key Takeaways
    • Been heavy into gold and silver for years now, built up a pretty solid precious metals IRA.
    • We're talking something like 7-figures in metals, not including the other portfolio aspects.
    • Live out here in Scottsdale, got a good handle on my investments, but I'm always looking at what's next.
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    Been heavy into gold and silver for years now, built up a pretty solid precious metals IRA. We're talking something like 7-figures in metals, not including the other portfolio aspects. Live out here in Scottsdale, got a good handle on my investments, but I'm always looking at what's next. Lately, I've been kicking around the idea of adding palladium to the mix within the IRA.

    My current setup is mostly physical gold and silver, both allocated and stored securely. I've seen the palladium prices do their thing over the last few years, and it's definitely got me thinking. The industrial demand always seems to be there, and the supply side can be a bit… volatile. That combination usually spells opportunity. I'm not looking to move 50% of my metals into it, but a solid 5-10% might make sense for further diversification.

    Anyone here already holding palladium in their self-directed IRA? What's your experience been like with the custodians, storage fees, and overall performance? Did you regret not getting in earlier or are you happy with your position now? I’ve done my research, of course, but always value hearing real-world experiences from others with skin in the game. I’m thinking about pulling the trigger, but another perspective never hurts.

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    3 comments

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    Best Answer▲ 8 upvotes
    J
    joyce_cooper📊Growing (50-100k)

    Hey, that's a serious stash you've got! Congrats on building that up. Quick question though: when you say "7-figures in metals," are you talking about the current market value, or the cost basis of your gold and silver?

    Comments (3)

    5
    elizabeth_johnson💰Established (100-250k)Real Investor✓ Verifiedless than a minute ago

    Dude, I'm literally in the same boat! Been eyeing palladium myself for a while now. My PM IRA is heavily weighted towards gold and silver, and I'm starting to feel like I'm leaving diversification on the table by not looking into palladium. Haven't pulled the trigger yet, but I'm definitely watching this thread for some good insights.

    8
    joyce_cooper📊Growing (50-100k)✓ Verifiedless than a minute ago

    Hey, that's a serious stash you've got! Congrats on building that up. Quick question though: when you say "7-figures in metals," are you talking about the current market value, or the cost basis of your gold and silver?

    6
    sharon_evans💰Established (100-250k)Real Investorless than a minute ago

    I hear you on looking for the "next big thing," especially when you've already got such a strong PM position. But honestly, palladium? With 7 figures in gold and silver already, I'd almost lean the other way and say simplify, not complicate. Gold and silver are the OG, proven hedges. Palladium has its industrial uses, sure, but the market is so much smaller and more volatile. Seems like a lot of extra risk for not necessarily a lot of extra reward compared to just sticking with what's already working for you.

    The retirement loophole most advisors won't mention

    You can move your 401(k) into physical gold — tax-free. Here's the step-by-step guide.

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