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    NY’s thoughts on recession-proofing with metals

    J
    james_wilson👑Elite (1m-5m)
    about 2 months ago
    Key Takeaways
    • My reasoning is simple: when the paper assets take a dive, the hard assets tend to hold their ground, if not appreciate.
    • The Fed's been playing a dangerous game with inflation, and while the market might be chugging along for now, a storm is brewing.
    • I remember telling my grandkids last Thanksgiving that you can't print more gold, and that always stuck with me.
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    Been a while since I've thrown my two cents in here, but with all the chatter about a potential recession – and let's be honest, it’s not if but when something significant hits – I’ve been thinking a lot about the role of precious metals in my portfolio. As a Wall Street guy, now retired and enjoying the finer things (like not having to deal with midtown traffic anymore), I’ve always been a big believer in tangible assets. My portfolio, hovering around the $3.5 million mark, has a solid 30% in physical gold and silver, both in my IRA and outside of it, a strategy I started really leaning into after 2008.

    My reasoning is simple: when the paper assets take a dive, the hard assets tend to hold their ground, if not appreciate. The Fed's been playing a dangerous game with inflation, and while the market might be chugging along for now, a storm is brewing. I remember telling my grandkids last Thanksgiving that you can't print more gold, and that always stuck with me. So, for me, this allocation isn't just about diversification; it's about genuine wealth preservation. It's the ultimate insurance policy against government overreach and economic instability, something I saw firsthand for decades.

    I’m curious how other long-term investors here are approaching this. Are you increasing your allocation to precious metals right now, or do you think the current price action is already reflecting too much of the fear? I've been considering adding another 5% to my gold position if we see a dip below early 2023 levels. What are your thoughts on specific metals – gold, silver, platinum? Any preference for physical vs. ETFs in a true recessionary environment?

    Frankly, it's nice not to have to answer to a board of directors anymore, and just focus on keeping my own capital safe and sound for the next generation. But hearing from others who share a similar mindset is always valuable. Let’s get some good discussion going here.

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    40 comments

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    Best Answer▲ 19 upvotes
    J
    janet_cook📊Growing (50-100k)
    This is exactly the kind of discussion I was looking for. Very informative!

    Comments (40)

    8
    kenneth_parker💎Premium (500k-1m)Real Investor✓ Verifiedabout 2 months ago

    Hey, great to see you weighing in again! Your thoughts on recession-proofing with metals are definitely timely. Many are thinking the same thing right now.

    One thing I've found super helpful when looking at precious metals in a portfolio is understanding the different types of accounts available for them, especially an IRA. There's a lot of nuance between a regular brokerage account and a self-directed IRA for metals. This article from Forbes Advisor on Gold IRAs really lays out the pros and cons simply. Might be worth a quick read if you haven't seen it!

    7
    michelle_collins🏆Advanced (250-500k)Real Investorabout 2 months ago

    Totally feel this. I've been doing a lot of the same soul-searching with my own portfolio lately. A few years back, I actually sold off a chunk of my tech stocks to diversify into some physical silver and a smaller amount of gold, just as a hedge against the crazy market volatility. Kinda glad I did, especially with how things have been looking lately. It's definitely helped me sleep a bit better at night.

    6
    diane_bailey💰Established (100-250k)Real Investorabout 2 months ago

    Glad you're still kicking around, G-Man! While metals definitely have their place, I kinda feel like "recession-proofing" might be a bit of a strong term for *anything* right now. History shows even gold can take a hit in extreme downturns as folks liquidate everything. It's more about diversification and mitigating risk than truly being bulletproof, IMO. Still, smart to be thinking ahead!

    3
    steven_mitchell🏆Advanced (250-500k)Real Investor✓ Verifiedabout 2 months ago

    Interesting post. When you say "something significant hits," are you referring more to inflation concerns, or a broader market downturn? Curious about your specific worries that metals would address.

    15
    michelle_collins🏆Advanced (250-500k)Real Investorabout 2 months ago

    This is really helpful information! I've been researching gold IRAs for a while and this confirms what I've been learning.

    12
    donna_rogers🏆Advanced (250-500k)Real Investorabout 2 months ago

    Really valuable perspective. I'll definitely keep this in mind as I make my decisions.

    11
    margaret_chen🏆Advanced (250-500k)Real Investorabout 2 months ago

    This is exactly the kind of discussion I was looking for. Very informative!

    4
    christopher_young🌟Ultra (5m+)Real Investor✓ Verifiedabout 2 months ago

    Appreciate you taking the time to share this. Lots to think about for my own portfolio.

    8
    jason_morgan💰Established (100-250k)Real Investor✓ Verifiedabout 2 months ago

    Appreciate you taking the time to share this. Lots to think about for my own portfolio.

    9
    frank_rivera💎Premium (500k-1m)Real Investorabout 2 months ago

    Appreciate you taking the time to share this. Lots to think about for my own portfolio.

    15
    dorothy_lopez💰Established (100-250k)Real Investorabout 2 months ago

    Thanks for sharing your experience. It's so helpful to hear from real investors.

    12
    joyce_cooper📊Growing (50-100k)✓ Verifiedabout 2 months ago

    This is exactly the kind of discussion I was looking for. Very informative!

    16
    catherine_bell🏆Advanced (250-500k)Real Investorabout 2 months ago

    Appreciate you taking the time to share this. Lots to think about for my own portfolio.

    5
    laura_sanchez💰Established (100-250k)Real Investor✓ Verifiedabout 2 months ago

    This is exactly the kind of discussion I was looking for. Very informative!

    14
    karen_robinson💼Starter (0-50k)about 2 months ago

    Appreciate you taking the time to share this. Lots to think about for my own portfolio.

    10
    joshua_phillips🏆Advanced (250-500k)Real Investor✓ Verifiedabout 2 months ago

    I've been following this topic closely and really appreciate the insights here.

    8
    ronald_morris👑Elite (1m-5m)Real Investorabout 2 months ago

    Appreciate you taking the time to share this. Lots to think about for my own portfolio.

    12
    elizabeth_johnson💰Established (100-250k)Real Investor✓ Verifiedabout 2 months ago

    Thanks for sharing your experience. It's so helpful to hear from real investors.

    9
    david_brown💎Premium (500k-1m)Real Investorabout 2 months ago

    Really valuable perspective. I'll definitely keep this in mind as I make my decisions.

    7
    steven_mitchell🏆Advanced (250-500k)Real Investor✓ Verifiedabout 2 months ago

    This is really helpful information! I've been researching gold IRAs for a while and this confirms what I've been learning.

    9
    timothy_reed💎Premium (500k-1m)Real Investorabout 2 months ago

    Really valuable perspective. I'll definitely keep this in mind as I make my decisions.

    7
    jennifer_martinez💰Established (100-250k)Real Investor✓ Verifiedabout 2 months ago

    Appreciate you taking the time to share this. Lots to think about for my own portfolio.

    5
    robert_thompson💰Established (100-250k)Real Investor✓ Verifiedabout 2 months ago

    This is exactly the kind of discussion I was looking for. Very informative!

    15
    ruth_perez📊Growing (50-100k)about 2 months ago

    Really valuable perspective. I'll definitely keep this in mind as I make my decisions.

    8
    gary_stewart📊Growing (50-100k)about 2 months ago

    Thanks for sharing your experience. It's so helpful to hear from real investors.

    6
    betty_king📊Growing (50-100k)about 2 months ago

    This is exactly the kind of discussion I was looking for. Very informative!

    4
    diane_bailey💰Established (100-250k)Real Investorabout 2 months ago

    Thanks for sharing your experience. It's so helpful to hear from real investors.

    12
    helen_turner💰Established (100-250k)Real Investorabout 2 months ago

    I've been following this topic closely and really appreciate the insights here.

    2
    mark_adams👑Elite (1m-5m)Real Investorabout 2 months ago

    I've been following this topic closely and really appreciate the insights here.

    19
    janet_cook📊Growing (50-100k)about 2 months ago

    This is exactly the kind of discussion I was looking for. Very informative!

    19
    kenneth_parker💎Premium (500k-1m)Real Investor✓ Verifiedabout 2 months ago

    Really valuable perspective. I'll definitely keep this in mind as I make my decisions.

    4
    sandra_green📊Growing (50-100k)✓ Verifiedabout 2 months ago

    This is exactly the kind of discussion I was looking for. Very informative!

    6
    maria_campbell📊Growing (50-100k)✓ Verifiedabout 2 months ago

    Thanks for sharing your experience. It's so helpful to hear from real investors.

    2
    michael_anderson🏆Advanced (250-500k)Real Investorabout 2 months ago

    Thanks for sharing your experience. It's so helpful to hear from real investors.

    13
    richard_garcia👑Elite (1m-5m)Real Investorabout 2 months ago

    Really valuable perspective. I'll definitely keep this in mind as I make my decisions.

    1
    paul_hill🏆Advanced (250-500k)Real Investor✓ Verifiedabout 2 months ago

    I've been following this topic closely and really appreciate the insights here.

    1
    william_davis💎Premium (500k-1m)Real Investorabout 2 months ago

    This is exactly the kind of discussion I was looking for. Very informative!

    17
    susan_clark💰Established (100-250k)Real Investorabout 2 months ago

    This is really helpful information! I've been researching gold IRAs for a while and this confirms what I've been learning.

    16
    brian_edwards🌟Ultra (5m+)Real Investor✓ Verifiedabout 2 months ago

    Thanks for sharing your experience. It's so helpful to hear from real investors.

    1
    ashley_baker💼Starter (0-50k)✓ Verifiedabout 2 months ago

    Really valuable perspective. I'll definitely keep this in mind as I make my decisions.

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