Numismatic vs. Bullion for Gold IRA - My Savannah Perspective

• •Been chewing on this for a while and figured this is the spot to get some real-world input.
• •I've got a decent chunk of my retirement savings, around $180k, already sitting pretty in a Gold IRA.
• •I even used that Gold vs Stocks Comparison tool the other day, looking at the last 10 years, and it just reinforced my decision.

Been chewing on this for a while and figured this is the spot to get some real-world input. I've got a decent chunk of my retirement savings, around $180k, already sitting pretty in a Gold IRA. As a business owner down here in Savannah, I've seen my fair share of economic tides come and go, and having that physical asset gives me a peace of mind that frankly, stocks just don't always deliver. I even used that Gold vs Stocks Comparison tool the other day, looking at the last 10 years, and it just reinforced my decision. Now, I'm looking to add another $50k or so, and I'm torn between sticking purely with bullion coins (think Eagles or Maples) or diversifying a bit into numismatics.

My initial thought was always bullion – straight up weight in gold, easy to value, widely recognized. The premium is lower, and the goal is really just wealth preservation and hedging against inflation. But then I started reading about numismatics, specifically certain pre-1933 US gold coins, and the potential for appreciation beyond just the melt value. The idea of getting a double-whammy – intrinsic value plus collector's value – is appealing, especially when you're thinking about decades down the road for retirement. However, I'm also wary of the higher premiums and the potential for missteps if I don't know exactly what I'm doing in that market.

For those of you who have some experience with this in your own Gold IRAs, what’s your take? Did you go purely bullion? Did you sprinkle in some numismatics? Are certain numismatic coins even IRA-eligible or is it a whole different ballgame? I'm particularly interested in hearing from folks who've held either for a good long while, say 5+ years, and how they've performed. Any pitfalls to avoid with numismatics in an IRA context?

I'm leaning towards keeping the bulk of it in bullion for the simplicity, but maybe allocating a smaller percentage to one or two well-researched numismatic pieces if the consensus is that there's a real advantage. The last thing I want to do is complicate things unnecessarily, but if there's a genuine opportunity there, I'm open to exploring it. What are your thoughts on balancing the two?