My take on all this inflation talk and why I'm loading up

• •My husband and I have always believed in tangible assets – land, livestock, and now precious metals.
• •You can’t just print more gold out of thin air like they do with dollar bills, right?
• •It just feels… safer.

Honestly, with all this chatter about inflation, I’m feeling pretty good about my decision to move a good chunk of my retirement savings into a Gold IRA a couple of years back. My husband and I have always believed in tangible assets – land, livestock, and now precious metals. You can’t just print more gold out of thin air like they do with dollar bills, right? It just feels… safer. We’ve seen enough ups and downs in commodity prices over the years on the farm to know that having something real to fall back on makes a huge difference.

I started with about $60,000 when I first opened the account, and I've been slowly adding to it, mostly with gold rounds. I just like the feel of them, and they seem more straightforward than some of the fancier coins. My advisor here in Kansas City recommended a split between some American Gold Eagles and some generic rounds to keep the premiums down, and that’s worked out well for me. With gas prices soaring and grocery bills going up every time I walk into the store, I can’t help but think about how much harder our nest egg would be working if it was all in stocks right now. My folks always said, “When things get shaky, you want something you can hold.”

It’s not just about fear, though. I genuinely believe gold will hold its value better than the dollar in the long run, especially if they keep printing money like there's no tomorrow. I'm actually thinking of adding another $10,000 this quarter, specifically for more rounds. Is anyone else really leaning into gold rounds right now given the inflation forecasts? Or are you diversifying into other types of physical gold?

I know some people think it's a bit old-fashioned, but for a farmer's wife like me, it just makes sense. You can't eat gold, sure, but you can trade it for food when times get tough. What are your thoughts on how much gold to hold in an IRA these days? I'm debating whether to push my gold allocation a bit higher, maybe towards 15-20% of my total retirement assets. Just curious what other folks are doing.