My silver stacking journey and strategy (military retiree in SD)

• •I started with gold, primarily through a Gold IRA, thinking that was the most solid hedge.
• •But lately, I've really been leaning into silver.
• •My reasoning is pretty simple: it feels undervalued compared to gold right now, and I see more upside potential over the next decade or so.

Thought I'd share a bit about my silver stacking journey and see what others are doing, especially those balancing precious metals with other investments. As a military retiree here in San Diego, financial security is pretty much my top priority after seeing so many folks caught off guard by economic shifts over the years. I've got a decent chunk of my retirement savings, probably in the low end of the $250-500k range, diversified across a few different buckets, but metals have always been a key piece of that puzzle for me.

I started with gold, primarily through a Gold IRA, thinking that was the most solid hedge. And it has been! But lately, I've really been leaning into silver. My reasoning is pretty simple: it feels undervalued compared to gold right now, and I see more upside potential over the next decade or so. I'm not looking for a quick flip; this is definitely a long-term play, thinking about wealth preservation and maybe even a little generational wealth for my kids. I've been picking up physical coins and bars as often as I can reasonably afford, usually a few hundred dollars' worth a month, depending on what else is going on.

My strategy isn't super complex: DCA into physical silver, with a focus on recognized sovereign coins for liquidity if I ever need it. I'm less concerned with numismatic value and more about pure silver content. I've also been keeping an eye on the silver-to-gold ratio pretty closely. It's wild to see how much it fluctuates. Speaking of which, I found this cool tool on Gold IRA Blueprint – "Silver vs Stocks" – that’s been really helpful for putting silver's performance into perspective against the broader market over the last 10 years. It really helps me justify my allocation when a lot of my buddies are all-in on tech stocks.

So, for those of you stacking silver, what's your "why"? And how do you decide your allocation between gold and silver? Are you more focused on physical or paper? I’m always curious to hear different perspectives, especially from those who've been in the game longer than I have.