My silver stacking journey and strategy - Any other Memphis PM investors?

Kenneth Parker

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My silver stacking journey and strategy - Any other Memphis PM investors?

kenneth_parker💎Premium (500k-1m)

about 1 hour ago

Key Takeaways

•Been in the PM game now for a good 15 years, mostly gold but dabbling in silver more and more.
•Lately though, I've been getting more aggressive with silver.
•The gold-to-silver ratio just feels out of whack.

The 3-step rollover process explained

Been in the PM game now for a good 15 years, mostly gold but dabbling in silver more and more. My initial play was always gold for stability – running a logistics business in Memphis for decades, you see a lot of ups and downs, so having that rock solid foundation felt right. My portfolio hit that sweet spot of around $700k in PMs a few years back, mostly in a Gold IRA, which has been a lifesaver for taxes as I start planning for succession.

Lately though, I've been getting more aggressive with silver. The gold-to-silver ratio just feels out of whack. I used to pick up a few tubes of ASEs here and there, mostly when I was feeling extra bullish on industrials. But now, it’s a more strategic play. I’m thinking big picture supply crunch, green energy demand ramping up, that whole narrative. Been picking up more 10oz and 100oz bars from a local dealer down near East Memphis, trying to keep premiums reasonable. Just felt like gold's moved a lot, and silver still has so much catching up to do percentage-wise. Am I alone in feeling this way? Anyone else shifting more capital to silver these days?

One thing I always do is run through different scenarios, especially with the Gold IRA portion of my holdings. I recently found this Gold IRA Calculator that’s pretty neat for figuring out potential returns and seeing how different contributions or market moves could impact my overall IRA value. It’s given me some good insights on how to balance my distributions in retirement, especially thinking about future inflation rates. Seriously, if you haven't used one of these, it's worth checking out just to play with the numbers.

My strategy for silver right now is to keep accumulating on dips. I'm targeting about 15-20% of my overall PM holdings in silver over the next 3-5 years. What’s everyone else’s silver allocation looking like? And any other Memphis folks here stacking heavy? Always good to hear local perspectives on dealers or market sentiments.

5 comments

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Best Answer▲ 7 upvotes

robert_thompson💰Established (100-250k)

Totally agree with your approach, especially on the gold for stability. I've been in PMs for about 10 years myself, and while I love the potential upside of silver, my core stack is definitely gold. It just feels like a more reliable anchor, especially when things get choppy. My personal split is about 70/30 gold to silver. Always interesting to hear others' strategies.

Comments (5)

laura_sanchez💰Established (100-250k)Real Investor✓ Verified•less than a minute ago

Dude, totally get this. I'm not in Memphis, but I've been on a similar journey. Started with gold, mostly coins, but then the silver bug bit me hard. I love the lower entry point and the potential for bigger swings, even if it's more volatile. It's like having your reliable sedan (gold) and then getting a fun sports car (silver) for the weekends, haha. What's your current gold/silver ratio looking like these days?

timothy_reed💎Premium (500k-1m)Real Investor•less than a minute ago

Hey, that's a decent run! You mentioned seeing a lot of "ups a" from running your logistics business in Memphis – just curious, what exactly were you seeing that influenced your gold decisions back then?

joyce_cooper📊Growing (50-100k)✓ Verified•less than a minute ago

Hey, cool post! While I get the appeal of silver for its industrial demand and lower price point, I sometimes wonder if people overstate its "safe haven" aspect compared to gold. Gold has millennia of history as a primary store of value, and its industrial uses, while present, don't dominate the narrative as much as with silver. Just a thought to consider when diversifying!

linda_taylor📊Growing (50-100k)✓ Verified•less than a minute ago

Hey, awesome to hear about your long-term commitment to PMs! That stability gold offers is definitely a big draw. Since you're looking more into silver, have you checked out the historical gold/silver ratio? It can be a really interesting metric for timing your buys and sells between the two metals. There are plenty of free online charts that track it. Just a thought!