My accountant just broke down Gold IRA tax advantages for me – anyone else get this same info?

• •Just got off the phone with my accountant, and we were discussing my Gold IRA.
• •And with a Roth, that appreciation is totally shielded, which for someone like me looking at the long game, feels pretty significant.
• •He also brought up the self-directed aspect – being able to hold actual physical assets rather than just paper.

Just got off the phone with my accountant, and we were discussing my Gold IRA. As a military retiree in San Diego, financial security is a huge deal for me, especially after seeing so many folks get wiped out during different downturns. I’ve got about $350k currently in various investments, and a good chunk of that's in my Gold IRA, which I set up a few years back after a lot of research into diversifying. I was asking him to really break down the tax side of things again, because honestly, sometimes it feels like I need a refresher course every other month.

He really emphasized that the biggest advantage, of course, is the tax-deferred growth if it’s a Traditional Gold IRA, or tax-free withdrawals if it’s a Roth. He stressed that even though I'm not seeing dividends or interest every year like with stocks or bonds, the actual appreciation of the physical gold itself isn't taxed until I start taking distributions in retirement (for the Traditional, obviously). And with a Roth, that appreciation is totally shielded, which for someone like me looking at the long game, feels pretty significant. He also brought up the self-directed aspect – being able to hold actual physical assets rather than just paper. Makes me feel a lot more secure knowing what I actually own.

The other thing he highlighted was how it acts as a hedge against inflation and economic instability, which isn't directly a tax advantage, but it impacts the value of my overall retirement savings. If the value goes up significantly due to inflation, having that insulated from annual capital gains taxes until withdrawal is a huge plus. We talked about how gold typically inversely correlates with the dollar, and while that's not a tax benefit, it strengthens the argument for having it in a tax-advantaged account. It really hammered home why I chose to move a good portion of my retirement into something tangible.

Anyway, just curious if other people's accountants or financial advisors gave them similar breakdowns? Did anyone get different information or have other insights on the tax benefits beyond the usual deferred/free growth? I'm always trying to learn more and make sure I'm optimizing everything.