Leaving gold to the grandkids - anyone else thinking about this?

• •My husband and I have been talking a lot lately about our grandkids and what kind of legacy we want to leave them.
• •We’ve always been big believers in tangible assets, especially with how wild the stock market seems sometimes.
• •We really feel good knowing there's a part of our wealth that isn't just numbers on a screen.

My husband and I have been talking a lot lately about our grandkids and what kind of legacy we want to leave them. We’ve always been big believers in tangible assets, especially with how wild the stock market seems sometimes. Being a farmer's wife here in Kansas City, you just kinda get it – you can hold land, you can hold machinery, you can definitely hold a gold coin in your hand. I started my Gold IRA a few years back, when hubby and I had about $70k saved up from some careful planning and a good harvest season, and it's grown a bit since then. We really feel good knowing there's a part of our wealth that isn't just numbers on a screen.

The thought of passing this down to our grandkids, instead of just a traditional stock portfolio, feels more substantial, more real. Like giving them a piece of history, something that's held value for literally thousands of years. We’ve got four of 'em now, and they're all still pretty little, but you start thinking about their future. How do we make sure this gold actually helps them, rather than just becoming a burden or getting lost in paperwork? Are there any of you out there who have already gone through the process of setting up gold or other precious metals to be inherited?

I’m particularly curious about the logistics, especially with things like RMDs when we get older. I’ve been looking at some tools online, like that RMD Calculator (rmdcalculator.goldirablueprint.com), just to get a handle on what we’ll have to take out when the time comes. But beyond that, how do you structure it so it’s smooth for the next generation? Do you set up trusts? Do you just list beneficiaries? I want to make sure we're doing this smart, not just emotionally.

It's not about making them overnight millionaires, but about giving them a solid start, a foundation that isn't as prone to the whims of the market. Something they can truly count on, something that symbolizes the hard work we put in. Any advice from folks who have planned for this kind of generational wealth transfer with physical gold would be incredibly appreciated!