Gold IRA BlueprintForum
    Back to forum
    ⭕ Gold Rounds

    Just added silver Kookaburras to my Gold IRA - feeling good!

    Key Takeaways
    • Okay, so I've been all-in on gold for my IRA for a while now, probably close to two years since I rolled over a chunk of my old 401k.
    • Got mostly American Gold Eagles and some Canadian Maples, probably sitting around $70k in precious metals right now.
    • Seriously, before this, I was agonizing over every market dip.
    Get the free Gold IRA guide

    Okay, so I've been all-in on gold for my IRA for a while now, probably close to two years since I rolled over a chunk of my old 401k. Got mostly American Gold Eagles and some Canadian Maples, probably sitting around $70k in precious metals right now. As a musician in Nashville, it's been a wild ride with the industry, and having some tangible assets outside of stocks and bonds just gives me a peace of mind I haven't found elsewhere. Seriously, before this, I was agonizing over every market dip.

    Lately though, I've been hearing more chatter about silver, especially with the gold/silver ratio being what it is. My advisor mentioned diversifying within precious metals, and honestly, the price point for silver just looked a lot more attainable for building up some significant weight compared to gold. I'm not looking to move mountains here, but I figured it couldn't hurt to add a different flavor to the portfolio.

    So, last week, I pulled the trigger and added some Australian Silver Kookaburras to my IRA. Went with those because I loved the design, and they're recognized worldwide, which is always a plus. Ended up putting around $5k into them, which felt like a good initial dip into the silver pool without overcommitting. Getting those confirmation emails felt pretty satisfying. Anyone else here started with gold and then added silver later? What were your reasons?

    Still keeping the majority in gold, obviously, given its history and stability, but it feels good to have that little bit of silver in the mix now. It feels like a smart play, especially if silver ever really gets its moment to shine. Curious to hear what others think about holding both in an IRA!

    160
    34 comments

    12,000+ investors requested this guide last month

    Find out why retirees are moving savings into gold. Free kit, no obligation.

    501 people viewed this today65 members requested a free kit this week98 investors bookmarked this
    Best Answer▲ 19 upvotes
    C
    catherine_bell🏆Advanced (250-500k)
    Glad you're feeling good about your investment, that's what matters most! For my Gold IRA, I've personally stuck exclusively with gold, primarily American Gold Eagles. A few years back, I actually had a good chunk of silver in my personal stack here in Spokane, but after seeing the price fluctuations and the storage considerations for the volume needed to match my gold's value, I decided to consolidate. It simplified things a lot.

    Comments (34)

    1
    james_wilson👑Elite (1m-5m)Real Investor✓ Verifiedabout 1 month ago

    Nice! Love the Kookaburras. I actually just did something similar, though with some Platinum Eagles. Been mostly AEs and Maples myself, so it felt good to diversify a tiny bit more. Good move!

    1
    matthew_murphy👑Elite (1m-5m)Real Investorabout 1 month ago

    Nice! Kookaburras are gorgeous coins. You mentioned being a musician in Nashville – that's a cool detail! Has the fluctuation in the music industry at all influenced your decision to diversify with precious metals?

    6
    matthew_murphy👑Elite (1m-5m)Real Investorabout 1 month ago

    Hey, that's awesome you're feeling good about your investments! Kookaburras are sweet coins.

    Just playing devil's advocate a bit here, but for an IRA, sometimes the focus is purely on wealth preservation and growth. While silver definitely has its place, some folks argue that for the "IRA" part, sticking to gold or even platinum might be a more efficient use of that tax-advantaged space, given its historical track record for stability and higher value density. Silver's more volatile, which can be great, but is it the *best* fit for an IRA's core purpose? Just a thought!

    16
    ronald_morris👑Elite (1m-5m)Real Investorabout 1 month ago

    That's fantastic to hear! Adding silver Kookaburras to your Gold IRA is a brilliant move. I've been eyeing some myself for my own Gold IRA – mostly hold gold Eagles and Maples, but the diversification with silver feels right. It's posts like these that really reinforce the value of a balanced precious metals portfolio.

    7
    daniel_wright💎Premium (500k-1m)Real Investor✓ Verifiedabout 1 month ago

    That's awesome, congrats on the Kooks! Diversifying with silver is a smart move. I remember back in '08, watching my 401k just *evaporate* during the financial crisis, practically overnight. It felt like I was standing on quicksand. That's when I really started looking at hard assets, and it was a couple of years later, after listening to a particularly insightful local radio show here in Austin about inflation fears, that I pulled the trigger and started slowly building out my own Gold IRA. It’s given me a peace of mind I honestly didn't think was possible again.

    0
    steven_mitchell🏆Advanced (250-500k)Real Investor✓ Verifiedabout 1 month ago

    Glad to hear you're diversifying with silver! I've been exclusively in gold for my IRA, mostly Eagles and Krugerrands. For anyone looking to understand the tax implications and storage options for precious metals in an IRA, I found this article from Investopedia incredibly helpful: "Understanding a Gold IRA." It really clarifies the nuances around eligible metals and custodians, which can be a bit overwhelming for new investors.

    13
    timothy_reed💎Premium (500k-1m)Real Investorabout 1 month ago

    Nice pick with the Kookaburras! I remember back in '18, when I was first diversifying a portion of my 401k into a Gold IRA, my advisor actually pushed me towards more commonly traded bullion like Eagles or Maples for liquidity. But honestly, sometimes those unique coins with lower mintages can surprise you with better premiums down the line. It's not just about the metal value.

    12
    helen_turner💰Established (100-250k)Real Investorabout 1 month ago

    Awesome! I've been eyeing some Kookaburras for a while. It’s always reassuring to add physical assets, especially with how volatile the market has been lately. I started seriously looking into a Gold IRA a couple of years ago, right around when the S&P 500 felt like a roller coaster. The Gold vs Stocks 10-year comparison chart on GoldIRAblueprint.com really put things in perspective for me – made the decision a lot easier to diversify my retirement savings here in Louisville.

    7
    elizabeth_johnson💰Established (100-250k)Real Investor✓ Verifiedabout 1 month ago

    That's awesome, congrats on the Kookaburras! I've been eyeing some myself to diversify my precious metals a bit more beyond my current gold holdings. It's always great to hear about folks actively managing their investments, especially in this market. I've got about 180k tucked away in my Gold IRA here in Atlanta, mostly in American Gold Eagles, and getting into some silver might be my next move. Thanks for the inspiration!

    9
    maria_campbell📊Growing (50-100k)✓ Verifiedabout 1 month ago

    @Steven Mitchell - Good to hear you're leaning on the classics for your core holdings! I've been in this game for over two decades, originally buying Eagles and Maples when gold was still under $400. One thing I learned the hard way with physical metals is the importance of a reputable depository, especially for IRAs. Back in '08, right before things got wild, I almost went with a lesser-known outfit to save a few bucks on storage for some Krugerands and a chunk of numismatic gold, and boy, am I glad I switched to a recognized, fully insured facility in Delaware at the last minute. The peace of mind alone is worth the extra few dollars, and it makes audits a breeze.

    0
    patricia_miller📊Growing (50-100k)✓ Verifiedabout 1 month ago

    @Helen Turner That's fantastic! Kookaburras are a wise choice – love the annual design changes. It's truly reassuring to hold tangible assets, especially when the paper markets are doing their usual rollercoaster act. From my 15 years diversifying in Denver, I've seen firsthand how a solid allocation to precious metals just smooths out the ride. The Gold vs Stocks 10-year comparison really puts things in perspective when you see how gold acts as that steady anchor through all the ups and downs. Keep stacking those physical assets!

    4
    dorothy_lopez💰Established (100-250k)Real Investorabout 1 month ago

    Nice! I'm hoping to diversify a bit more myself. I've been mostly focused on gold for my Gold IRA, around $180k so far. Living in Vegas, it's easy to get caught up in the digital side of things, but having tangible assets really provides peace of mind. For silver fans, check out the Silver vs Stocks comparison; it really helped me put things in perspective when I was first starting out.

    3
    james_wilson👑Elite (1m-5m)Real Investor✓ Verifiedabout 1 month ago

    That's a solid move, especially diversifying beyond just gold into silver. I remember in '08 when everyone was piling into any precious metal they could get their hands on, and having those Kookaburras in an IRA instead of just stacking physical at home really simplified things for my portfolio when the markets started turning in '09. Good on ya for thinking long-term about that liquidity.

    12
    matthew_murphy👑Elite (1m-5m)Real Investorabout 1 month ago

    That's awesome you got Kookaburras! I remember back in early 2020, just before the real pandemic panic set in, I moved a significant chunk, about $400k, of my traditional IRA into a Gold IRA. My financial advisor in Dublin, OH, was initially hesitant, but seeing the market volatility, especially after that initial dip, really cemented my decision. It's been reassuring watching that portion of my portfolio hold steady, even thrive, while other assets were bouncing around like a rubber ball.

    19
    catherine_bell🏆Advanced (250-500k)Real Investorabout 1 month ago

    Glad you're feeling good about your investment, that's what matters most! For my Gold IRA, I've personally stuck exclusively with gold, primarily American Gold Eagles. A few years back, I actually had a good chunk of silver in my personal stack here in Spokane, but after seeing the price fluctuations and the storage considerations for the volume needed to match my gold's value, I decided to consolidate. It simplified things a lot.

    6
    mark_adams👑Elite (1m-5m)Real Investorabout 1 month ago

    Glad you're feeling good about your allocation. Personally, I don't see the fuss with silver in an IRA for anything but fractional diversification *if* you already have 7-figures in gold. The transaction costs alone, trying to move anything less than a monster box, just eat into any potential gains too much for my liking. Been there, done that, the juice isn't worth the squeeze when gold's doing its job.

    5
    michelle_collins🏆Advanced (250-500k)Real Investorabout 1 month ago

    Nice! I know that feeling exactly. When I first diversified my precious metals IRA with some Canadian Maple Leaf silver coins, it felt like a smart, tangible move away from the volatile stock market. Best decision I've made for my portfolio's long-term stability, especially with everything going on these days.

    3
    ashley_baker💼Starter (0-50k)✓ Verifiedabout 1 month ago

    @Helen Turner That's fantastic! Kookaburras are beautiful, and I completely agree about the reassurance of physical assets. I started my Gold IRA about two years ago with a similar mindset, living down here in Charleston, and honestly, the stability it's brought to my overall portfolio (which is still pretty modest, under $50k) is amazing. When I was first exploring options, a friend pointed me to a tool called Gold IRA Blueprint; specifically, their Silver vs Stocks comparison really opened my eyes to the long-term benefits beyond just gold.

    12
    kenneth_parker💎Premium (500k-1m)Real Investor✓ Verifiedabout 1 month ago

    @Matthew Murphy - Kookaburras are a solid choice! Good on you for moving that chunk when you did. I did something similar, though a bit later in 2020, and focused more on diversifying *within* my precious metals holdings. Honestly, I'm a bit torn on the "gold vs. silver" debate for IRAs. While gold undoubtedly holds a more traditional, stable store of value, I've seen some impressive gains from my silver eagles, especially considering the current industrial demand. Do you ever feel like you might have missed out on some of silver's volatility, or are you purely focused on gold's long-term stability for that significant investment? For my own Gold IRA, which is sitting around $700k now, I've maintained about a 70/30 gold-to-silver split, mostly holding Krugerrands and Canadian Maple Leafs, alongside those Eagles. Living here in Memphis, I've seen firsthand how inflation has hit local businesses, and it just reinforces my belief in physical assets. I'm keen to hear your thoughts on managing that balance.

    17
    donna_rogers🏆Advanced (250-500k)Real Investorabout 1 month ago

    @Mark Adams I hear you on the silver front, and I definitely wouldn't disagree that gold is the heavy hitter for stability. But for me, here in Lexington, I actually found a pretty compelling argument for silver's role in an IRA, even with a portfolio closer to the mid-six figures. I stumbled upon this detailed article from SchiffGold comparing gold and silver's historical performance, and it really shifted my perspective on silver's growth potential during certain economic cycles.

    14
    ruth_perez📊Growing (50-100k)about 1 month ago

    Nice move, especially with the Kookaburras! I actually prefer to keep my silver separate from my Gold IRA, usually opting for some physical 10oz bars through a local dealer here in Albuquerque for quicker access if things get dicey. For the Gold IRA itself, I typically stick to 1oz American Gold Eagles; the liquidity is unmatched when it's time to rebalance.

    1
    gary_stewart📊Growing (50-100k)about 1 month ago

    @Daniel Wright It's funny how some experiences really stick with you, isn't it? '08 was a wake-up call for so many of us older folks in Fresno. Seeing that account balance plummet was a gut punch, and it honestly made me rethink a lot about relying solely on traditional markets. That's actually what pushed me to finally roll over about $60k of my old 401k into a Gold IRA a few years back. It’s been a slow and steady climb since, but that peace of mind knowing a chunk of my retirement isn't tied to the whims of the stock market is worth its weight in, well, gold! Adding silver Kooks is a smart play for that same kind of diversification.

    3
    carol_carter💰Established (100-250k)Real Investorabout 1 month ago

    Reading about those Kookaburras just instantly brought me back to 2020. That year, man, it hit us hard here in Omaha – my wife lost her job, and suddenly that comfortable savings account felt like it was melting faster than a snowman in July. That's when I really buckled down and researched tangible assets, ultimately deciding to roll over about $180k of my old 401k into a Gold IRA. Honestly, watching the world go sideways while knowing a chunk of our future was safely held in something real, not just digital numbers, was a profound sense of relief I hadn't anticipated. Good on you for diversifying!

    6
    thomas_walker🏆Advanced (250-500k)Real Investor✓ Verifiedabout 1 month ago

    That's awesome, man! I've been eyeing some of those myself. Just started diversifying my Gold IRA this year with some silver after seeing the numbers on a tool I used. For silver fans, check out the Silver vs Stocks at https://silvervsstocks.goldirablueprint.com/?period=10Y – really opened my eyes to the potential beyond just gold. I'm in San Diego, and with the way things are going, feeling way more secure having some of my roughly 300k portfolio in physical assets.

    5
    margaret_chen🏆Advanced (250-500k)Real Investorabout 1 month ago

    @Michelle Collins That’s awesome you're feeling good about your diversification! It reminded me of when I added some platinum Eagles to my Gold IRA a few years back – it definitely helped me sleep better at night, especially with the tech market swings out here in SF. My question for you, and perhaps others, is whether you considered the liquidity of the Maple Leaf coins when you added them, or if the primary driver was purely the tangible asset aspect? I’m thinking about adding more physical to my own portfolio, but the resale spread on some of the more niche coins always gives me pause.

    4
    william_davis💎Premium (500k-1m)Real Investorabout 1 month ago

    This is fantastic insight! I'm legitimately glad I stumbled on this post today. I diversified my portfolio about three years ago, putting a significant portion – somewhere around $600k – into a Gold IRA, mostly sovereign coins and some eligible bars. I've been eyeing some silver additions, and your positive experience with the Kookaburras really tips the scales for me. Definitely looking into those for my next allocation this quarter. Thanks for sharing!

    7
    nancy_hall💰Established (100-250k)Real Investorabout 1 month ago

    That's great you're feeling good about it, truly. For me, though, I sold off my silver holdings from the IRA back in late 2021 when it looked like things were peaking. The transaction costs, the wider spreads... I found myself wondering if I was really protecting my retirement or just adding an extra layer of complexity that ate into the very diversification I was aiming for. I consolidated into more gold then, honestly, and haven't regretted it.

    1
    joshua_phillips🏆Advanced (250-500k)Real Investor✓ Verifiedabout 1 month ago

    @Dorothy Lopez That's a great move! Expanding beyond just gold is something I wish I'd done sooner in my own Gold IRA. Back in '08, when everything felt a bit wobbly, having a mix of metals, including some solid silver, would've really smoothed things out. It's not just about the monetary value; it's also about having physical assets that you can *hold* – something us folks in Birmingham appreciate.

    15
    david_brown💎Premium (500k-1m)Real Investorabout 1 month ago

    @Donna Rogers – it's great to hear you're feeling good about your investments! From my vantage point here in Boston, and with a portfolio a bit more skewed towards the yellow metal, I've always found silver’s volatility a tougher pill to swallow for the long-term stability I seek in a genuine IRA hedge. While I appreciate the unique appeal of collector coins like Kookaburras, my experience over the last decade has strongly favored gold's consistent performance, particularly when watching global markets from my office on State Street.

    16
    frank_rivera💎Premium (500k-1m)Real Investorabout 1 month ago

    Congrats on the Kooks, those are always a solid choice. I remember back in '08, right before the big market wobble, I converted about 20% of my tech stocks to physical gold and some junk silver. Best decision I ever made for my retirement portfolio, especially with the inflation we're seeing now. Keep diversifying, folks, especially those of us who remember *real* interest rates.

    18
    charles_lewis💎Premium (500k-1m)Real Investorabout 1 month ago

    That's awesome! I've been eyeing some platinum Eagles for my own Gold IRA, but the premiums have me hesitating. Did you find the silver Kookaburra premiums to be reasonable when you added them, or did you just bite the bullet for diversification?

    18
    richard_garcia👑Elite (1m-5m)Real Investorabout 1 month ago

    Totally get the appeal of those Kookaburras, and physical silver is great for some things. But honestly, for a *retirement* account, going heavy on silver feels... sub-optimal. I've got a decent chunk in my Gold IRA — we're talking a 7-figure portfolio here in Houston — and while I appreciate diversification, the long-term historical performance just isn't there for silver in the same way gold is. For silver fans, check out the Silver vs Stocks comparison tool at https://silvervsstocks.goldirablueprint.com/?period=10Y – it really puts things into perspective, especially over the last 10 years when you're looking at growth. Just my two cents, but opportunity cost is a real killer when you're planning for decades.

    13
    jason_morgan💰Established (100-250k)Real Investor✓ Verifiedabout 1 month ago

    That's a solid move! I diversified my own Gold IRA with some platinum back in '19, and the peace of mind having those different assets is huge. Just keep an eye on those annual storage fees; they can add up, especially with specialty coins.

    16
    janet_cook📊Growing (50-100k)about 1 month ago

    That's an interesting move, and I certainly see the appeal of diversifying into silver. Personally, I've kept my Providence-based IRA focused solely on gold – specifically American Gold Eagles and Canadian Maples. I started with a 50k allocation back in 2018, and watching gold consistently outperform some of the other metals, especially during recent market volatility, has solidified that strategy for me. I guess I'm a bit more of a 'pure gold' traditionalist when it comes to retirement accounts.

    The biggest mistake retirees make with their 401(k)

    Most people don't diversify until after a crash. Get the free guide and protect your nest egg.

    Related Discussions

    Fed rate decision and my portfolio - feeling a bit exposed, anyone else?

    ▲ 2978 comments

    Worried about inflation eating away at my tourism biz profits, looking at gold rounds

    ▲ 29415 comments

    401k to Gold IRA transfer - how long did yours take?

    ▲ 2935 comments

    Fed rate decision and my portfolio - feeling a bit

    ▲ 29038 comments

    Anyone else seeing gold rounds as solid inflation protection?

    ▲ 2885 comments

    Explore Other Topics

    🥇 Gold IRA

    Is Your "Safe" IRA Leaving You Exposed? The Gold Risk Myth DEBUNKED! 🔥

    🥇 Gold IRA

    Finally Got My Head Around Gold IRA Rollover Taxes! (Seriously, This Tool Rocks)

    🥈 Silver IRA

    **Seriously Helped Me Figure Out My Gold IRA Allocation!**

    📰 Gold News

    Industrial Demand for Silver - What's Everyone Thinking?