Gold IRA BlueprintForum
    Back to forum
    πŸ”„ Rollover

    Fed rate decision and my portfolio

    Key Takeaways
    • β€’I’ve been watching the Fed with a close eye, especially with my IRA.
    • β€’Got about $700k rolled over, with a good chunk of that diversified across precious metals.
    • β€’Been in gold and silver for about 8 years now, slowly building it up.
    The 3-step rollover process explained

    I’ve been watching the Fed with a close eye, especially with my IRA. Got about $700k rolled over, with a good chunk of that diversified across precious metals. Been in gold and silver for about 8 years now, slowly building it up. My thinking was always long-term protection, not quick gains, and that's paid off, especially considering the crazy inflation we've seen since I retired from the Navy on Oahu.

    My biggest concern with these rate hikes is frankly the impact on the dollar's global standing. Living out here in the Pacific for so long, you get a different perspective. What happens with the dollar doesn't just stay in the US; it ripples through all these island economies and beyond. If the Fed keeps tightening, it strengthens the dollar in the short term, but if it causes a global slowdown, then what? I'm not bearish on the US by any means, but I've always seen gold as a hedge against the kind of systemic risks that a highly interconnected global economy presents. It’s what keeps me from losing too much sleep.

    So, for those of you with significant precious metal holdings in your IRAs, how are you feeling about the Fed's latest moves? Has it changed your allocation strategy or your outlook for the next 12-24 months? I'm mostly holding steady, but always keen to hear other perspectives, especially from those who've been at this longer than I have.

    161
    3 comments

    The biggest mistake retirees make with their 401(k)

    Most people don't diversify until after a crash. Get the free guide and protect your nest egg.

    539 people viewed this today70 members requested a free kit this week106 investors bookmarked this
    Best Answerβ–² 5 upvotes
    P
    paul_hillπŸ†Advanced (250-500k)

    Hey, cool to see someone else diversifying with precious metals in their IRA. I'm curious, when you say "diversified across precious metals," are we talking just physical gold and silver coins/bars, or do you also have some exposure to mining stocks or ETFs in there too?

    Comments (3)

    1
    susan_clarkπŸ’°Established (100-250k)Real Investorβ€’3 days ago

    Dude, I'm right there with you. My Gold IRA is smaller, but I've been keeping an eye on the Fed's moves like a hawk too. It's crazy how much those decisions can ripple through everything. Been in gold a similar amount of time, mostly for the long haul stability vibes.

    5
    paul_hillπŸ†Advanced (250-500k)Real Investorβœ“ Verifiedβ€’3 days ago

    Hey, cool to see someone else diversifying with precious metals in their IRA. I'm curious, when you say "diversified across precious metals," are we talking just physical gold and silver coins/bars, or do you also have some exposure to mining stocks or ETFs in there too?

    4
    jennifer_martinezπŸ’°Established (100-250k)Real Investorβœ“ Verifiedβ€’3 days ago

    Totally get the long-term play on metals, especially with the Fed doing its thing. But honestly, I've been wondering lately if that "diversification" is as rock-solid as we all thought, especially with how gold has been tracking the broader market sometimes.

    I mean, if the *entire point* of gold is to be a non-correlated asset, and then it dips with the S&P, doesn't that kinda defeat the purpose? Just a thought I've been having.

    The biggest mistake retirees make with their 401(k)

    Most people don't diversify until after a crash. Get the free guide and protect your nest egg.

    Related Discussions

    Rolled over some more to Silver, finally.

    β–² 30831 comments

    My accountant just broke down Gold IRA tax advantages - anyone else have similar insight?

    β–² 27920 comments

    Silver Stacking as a Diversifier in my Gold-Heavy IRA

    β–² 27713 comments

    Seriously eyeing Palladium for my IRA - any Tulsa folks or oil industry investors have thoughts?

    β–² 27525 comments

    Finally pulled the trigger on a Gold IRA rollover - my experience so far

    β–² 27313 comments

    Explore Other Topics

    πŸ“° Silver News

    Inherited IRA to Gold - What are your experiences?

    πŸ₯‡ Gold IRA

    This RMD Calculator Took a HUGE Weight Off My Mind!

    πŸ₯ˆ Silver IRA

    Silver IRA allocation and the market timing discussion

    πŸ₯‡ Gold IRA

    Gold IRAs: Complicated? Confusing? ⚠️ **Think Again!** Your Rollover Fears Are Overblown! ⚠️