Inflation got me thinking about my gold stack again

Richard Garcia

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Inflation got me thinking about my gold stack again

richard_garcia👑Elite (1m-5m)

about 7 hours ago

Key Takeaways

•Man, these inflation numbers lately are giving me serious flashbacks to the late 70s and early 80s.
•I know it’s not quite as bad, but the feeling in my gut is the same.
•I retired from ExxonMobil almost a decade ago, and I rode out a few major ups and downs in the market during my career.

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Man, these inflation numbers lately are giving me serious flashbacks to the late 70s and early 80s. I know it’s not quite as bad, but the feeling in my gut is the same. I retired from ExxonMobil almost a decade ago, and I rode out a few major ups and downs in the market during my career. But this current economic climate, with food prices through the roof and gas still flirting with $4 here in Houston, just feels... different. It makes me question if the Fed even has a handle on it anymore, or if they’re just kicking the can down the road.

Lately, I’ve been really glad I went heavy into a Gold IRA when I did. I started building up my precious metals holdings back in 2015, and slowly but surely, that part of my portfolio has become a significant chunk – probably close to 20% of my total 4 million net worth now. When I first started, it was more about diversification and a hedge against stock market volatility. Now, with all this talk about currency debasement and endless government spending, it feels like it’s becoming my primary inflation shield. I remember my dad always told me, "Son, gold holds its value when everything else goes to pot," and I'm really seeing that wisdom play out.

What are others thinking? Are you seeing this current inflationary cycle as a blip, or do you think we're in for a longer haul and it's time to seriously consider adding more physical assets? I’m due for my annual portfolio review next month, and I'm genuinely considering rebalancing even further into gold, maybe even going for a larger allocation than I initially planned. It feels counter-intuitive to pull money out of dividend stocks that are still performing, but the long-term security of physical gold is weighing heavy on my mind right now. Any other retirees out there seeing things similarly?

5 comments

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Best Answer▲ 10 upvotes

matthew_murphy👑Elite (1m-5m)

Totally get that feeling! It’s smart to be proactive when inflation starts heating up. Have you looked into diversifying with a Gold IRA? It lets you hold physical gold (or other precious metals) within a tax-advantaged retirement account, which can be a good way to hedge against inflation without having to manage a separate "stack" outside of your retirement planning. Companies like Augusta Precious Metals or Goldco often have free guides that explain how it all works.

Comments (5)

frank_rivera💎Premium (500k-1m)Real Investor•less than a minute ago

Totally get this. I've been feeling the same way! My grandpa always swore by silver during the rough patches, and I'm honestly starting to see his point. Been looking at my old coin collection with new eyes recently. Feels like a good time to re-evaluate what's really "safe."

richard_garcia👑Elite (1m-5m)Real Investor•less than a minute ago

Interesting! So you're saying the *feeling* in your gut is similar to the late 70s/early 80s, even if the numbers aren't quite as bad. Could you elaborate a bit on what that 'feeling' entails for you personally? Is it just the overall economic anxiety, or something more specific you're noticing?

frank_rivera💎Premium (500k-1m)Real Investor•less than a minute ago

Totally get the gut feeling, it's hard to ignore those inflation numbers. But, and this is just my two cents, is gold *really* the best hedge in this specific environment? Seems like a lot of the recent gold pumps have been more about geopolitical uncertainty than a pure inflation play. Just something to consider before going all in. Might be other assets that offer better protection right now depending on your specific goals.

matthew_murphy👑Elite (1m-5m)Real Investor•less than a minute ago

donald_nelson💎Premium (500k-1m)Real Investor✓ Verified•less than a minute ago

Totally with you on this. Every time I see the CPI reports, my mind immediately jumps to my gold. It's like a primal instinct now, haha. I started seriously stacking after 2008 and it's been the one asset I truly feel calm about when everything else is going wild.

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