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    Gold vs. inflation - feeling good about my IRA choices

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    Key Takeaways
    • When I retired from the Navy back in '19, right before all the COVID craziness, I rolled over about 70% of my TSP into a Gold IRA.
    • Living out here in Honolulu, you get a different perspective on global economics.
    • We're directly impacted by shipping costs, fuel prices, and the general instability further out in the Pacific.
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    Been seeing a lot of chatter lately about inflation potentially running hotter than expected, and honestly, it just reinforces my decision to go heavy into physical gold for my IRA. When I retired from the Navy back in '19, right before all the COVID craziness, I rolled over about 70% of my TSP into a Gold IRA. That was roughly $650k at the time, and seeing how things have played out globally, especially with all the money printing we've seen, I'm feeling pretty damn good about that move.

    Living out here in Honolulu, you get a different perspective on global economics. We're directly impacted by shipping costs, fuel prices, and the general instability further out in the Pacific. That stuff hits home harder here than it might for someone in, say, Kansas. I’ve always been a bit of a contrarian, and seeing how the dollar’s purchasing power has eroded these past few years makes me really appreciate having a substantial portion of my retirement savings hedged against that. My gold holdings haven't just held their value; they've grown, significantly outpacing what my old TSP returns would have been.

    I know some folks on here are big into tech stocks or real estate, and that's great for them. For me, with a good chunk of my future tied up in this, the stability and proven track record of gold during inflationary periods just makes more sense. It’s not about getting rich overnight; it’s about preserving the value of what I’ve worked for, especially being on a fixed income now. Are any of you feeling similar about your precious metal holdings right now? Or am I just preaching to the choir here?

    What are your thoughts on the current inflation outlook? Are you moving more into gold or other tangible assets, or do you think the Fed has it under control? I'm always curious to hear what other investors are doing, especially those who've been through a few economic cycles.

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    3 comments

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    Best Answer▲ 10 upvotes
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    david_brown💎Premium (500k-1m)

    Hey, that's interesting! When you say "heavy into physical gold," are we talking about actual coins/bullion that you're holding yourself, or is it through a custodian?

    Comments (3)

    1
    elizabeth_johnson💰Established (100-250k)Real Investor✓ Verifiedless than a minute ago

    Totally get this feeling! I felt a similar relief during all the 2020 craziness. Had some gold in my IRA for a while, and while everyone else was freaking out about their portfolios, mine was just... steady. It's a nice peace of mind, for sure.

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    david_brown💎Premium (500k-1m)Real Investorless than a minute ago

    Hey, that's interesting! When you say "heavy into physical gold," are we talking about actual coins/bullion that you're holding yourself, or is it through a custodian?

    4
    kenneth_parker💎Premium (500k-1m)Real Investor✓ Verifiedless than a minute ago

    I totally get the appeal of gold as an inflation hedge, especially with how things are looking. But I've also been reading up on arguments that suggest gold's *effectiveness* as a pure inflation hedge isn't as clear-cut as people often assume, at least over shorter periods. It seems like its value can fluctuate based on a lot of different factors beyond just the CPI.

    For me, it's more about diversification and a long-term store of value than a direct, immediate counter to every uptick in inflation. Still, glad you're feeling good about your choices!

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