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    Gold performing as expected with inflation - anyone else seeing this?

    Key Takeaways
    • Just wanted to share my two cents (or should I say, two gold nuggets?) on how my Gold IRA is holding up during all this inflation talk.
    • I was a teacher for 30 years here in Phoenix, and that whole experience really made me rethink how I was protecting my nest egg.
    • Anyway, I've got around 180k now in my Gold IRA, mostly American Gold Eagles and some Canadian Maples.
    See what your 401(k) could look like in gold

    Just wanted to share my two cents (or should I say, two gold nuggets?) on how my Gold IRA is holding up during all this inflation talk. I moved a good chunk of my retirement savings into physical gold after the '08 crash – still remember watching my 401k tank and thinking never again. I was a teacher for 30 years here in Phoenix, and that whole experience really made me rethink how I was protecting my nest egg. Anyway, I've got around 180k now in my Gold IRA, mostly American Gold Eagles and some Canadian Maples.

    My advisor always talked about gold as an inflation hedge, and seeing the recent CPI numbers, it feels like it's doing exactly what it's supposed to. While everything else seems to be costing more and more, the value of my gold holdings seems really stable, even ticking up a bit. It’s certainly a lot more comforting than watching my paper assets fluctuate wildly. I know some of the younger folks here might be focused on growth stocks, but for someone like me who's retired and just wants to preserve what I've got, this stability is priceless.

    I'm curious, are other long-term gold investors seeing the same thing? Have you felt like your gold investments are truly protecting your purchasing power during these inflationary times? Or is it just me, perhaps overly optimistic because I finally feel like I made the right move after all those years?

    The whole gold vs. inflation argument has always been a big one, and I'd love to hear some other perspectives on how your personal portfolios are navigating this period. Any other strategies people are using alongside their gold to fight inflation? Always looking to learn more, even in retirement!

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    9 comments

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    Best Answer▲ 18 upvotes
    S
    sharon_evans💰Established (100-250k)
    Definitely seeing that here in Tulsa. My allocation to gold has been the steadiest part of my portfolio over the last year, especially compared to some of my more, shall we say, adventurous stock picks. On that note, for anyone looking for good resources, I’ve found the World Gold Council’s research papers surprisingly helpful; they go deeper than most of the fluff out there.

    Comments (9)

    10
    patricia_miller📊Growing (50-100k)✓ Verifiedabout 1 month ago

    Totally! I had a similar experience in '08 with my 401k and decided to diversify after that. My Gold IRA has been the one steady performer in my portfolio lately, feels good to have that peace of mind. It's definitely living up to its "inflation hedge" reputation for me too.

    3
    linda_taylor📊Growing (50-100k)✓ Verifiedabout 1 month ago

    Interesting to hear your experience! When you say you moved a "good chunk" into physical gold, did you mean actual physical coins/bars that you took possession of, or a Gold IRA that holds it on your behalf?

    4
    jennifer_martinez💰Established (100-250k)Real Investor✓ Verifiedabout 1 month ago

    Interesting take. I'm not sure if "performing as expected" is entirely accurate, though. While gold usually gets touted as an inflation hedge, its performance over the last year or so has been a bit...meh, especially when you compare it to the actual rate of inflation. Real returns on gold have been negative for a decent chunk of this current inflationary period.

    It's definitely a stable asset and has its place, but I think it's important to differentiate between "holding value" and "outperforming inflation." For me, it's more about capital preservation than significant growth in this environment.

    6
    frank_rivera💎Premium (500k-1m)Real Investorabout 1 month ago

    Totally agree, it's reassuring to see gold doing its thing when everything else feels so volatile. For anyone who's still on the fence about physical gold in their IRA, I found this Forbes Advisor article pretty helpful for breaking down the pros and cons simply. Definitely worth a quick read if you're exploring options!

    10
    margaret_chen🏆Advanced (250-500k)Real Investorabout 1 month ago

    Totally agree! My Gold IRA has been a solid performer for me too, especially with inflation being such a big topic. I actually did a rollover right before the pandemic hit, and honestly, it’s been one of the best financial decisions I’ve made. Nice to have that peace of mind knowing a portion of my retirement isn't getting eaten away by rising costs.

    17
    ashley_baker💼Starter (0-50k)✓ Verifiedabout 1 month ago

    Absolutely, I've been watching my precious metals portfolio closely here in Charleston, and the stability of my gold IRA has been a real comfort amidst all the inflation jitters. It's exactly why I decided to do a 401k rollover a couple of years back. The tax advantages alone made it a no-brainer for my retirement savings, but seeing it perform during these economic headwinds just validates the whole strategy.

    18
    sharon_evans💰Established (100-250k)Real Investorabout 1 month ago

    Definitely seeing that here in Tulsa. My allocation to gold has been the steadiest part of my portfolio over the last year, especially compared to some of my more, shall we say, *adventurous* stock picks. On that note, for anyone looking for good resources, I’ve found the World Gold Council’s research papers surprisingly helpful; they go deeper than most of the fluff out there.

    1
    paul_hill🏆Advanced (250-500k)Real Investor✓ Verifiedabout 1 month ago

    Yeah, definitely seeing gold hold its own against inflation, which is a relief. I actually just ran my numbers again last week from my Gold IRA to see long-term projections. I ended up using the IRA Calculator from the sidebar at https://calculator.goldirablueprint.com/?forum and was genuinely surprised by how much difference even a few percentage points of annual growth make over 10-15 years. Made me feel even better about diversifying with precious metals.

    10
    carol_carter💰Established (100-250k)Real Investorabout 1 month ago

    Yeah, "performing as expected" is a bit of an understatement for me right now. Back in '20 and '21, seeing everything – gas, groceries, even the price of a decent steak at Gorat's – just keep climbing, it felt like my savings were melting faster than a snowman in July. I remember my wife and I just looking at each other, wondering how we were going to make those retirement numbers work if inflation kept eating away at everything. That's when I seriously started looking at diversifying beyond just stocks and traditional bonds. Honestly, at first, I was pretty skeptical about gold, thinking it was just for doomsayers stocking up on canned goods. But after a bunch of deep dives and seeing how hard our dollar was getting hit, I pulled the trigger on a chunk for my Gold IRA. Best decision I've made in years. It's not just holding its own; it's given me a significant peace of mind that those traditional investments just weren't providing anymore. Feels good to see that yellow glint in the portfolio, especially when everything else is still so volatile.

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