Home Storage vs. Depository for Gold IRA - What's your take?

• •I've got about $75k in my Gold IRA, and right now it's all in a secure, insured depository.
• •It's why I went with gold over just plain stocks to begin with.
• •Lately, though, I've been reading more about home storage options for IRAs.

Okay, so I've been wrestling with this for a while now, and I'd love to hear some other perspectives, especially from folks who've been in the gold IRA game longer than my two years. I've got about $75k in my Gold IRA, and right now it's all in a secure, insured depository. My husband (he's a fifth-generation farmer here in Kansas City) and I always talk about tangible wealth, and there's something about knowing that gold is there, touchable, that really appeals to me. It's why I went with gold over just plain stocks to begin with.

Lately, though, I've been reading more about home storage options for IRAs. Not trying to skirt any rules, obviously, but the idea of having a portion of my gold physically here on our property, fully under my control, is really starting to plant a seed in my mind. The depository fees, while not astronomical, do add up over time, and honestly, the thought of needing to access it quickly in a truly catastrophic scenario and having it locked away miles away just gives me a little extra anxiety. We've got a sturdy safe, and we live a fair bit out in the country, so security isn't my biggest concern, but it's definitely a factor.

Has anyone here gone the home storage route for their IRA gold? What are the biggest pros and cons you've experienced? Did you split it – some in storage, some at home? I'm trying to figure out if the peace of mind of having it close by outweighs the potential complexities or regulatory headaches if I ever needed to re-deposit it or document it for withdrawals. I've even been looking at some of the resources online, like the Retirement Planner at https://retire.goldirablueprint.com/?forum, to try and model out how different storage choices impact my long-term plan.

My gut says having some at home would feel more secure in a "things really go sideways" kind of way, but my head keeps reminding me about the IRS rules and making sure everything is above board. What are your personal experiences and recommendations for someone in my position? I'm all ears for practical advice!