Gold IRA: My 10-year ride and thoughts on maintaining purchasing power

Mark Adams

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Gold IRA: My 10-year ride and thoughts on maintaining purchasing power

mark_adams👑Elite (1m-5m)

about 2 hours ago

Key Takeaways

•Been a while since I posted here, but felt compelled to share a quick update on my gold allocation, especially with all the noise out there.
•I started my Gold IRA back in '14, right when QE was in full swing and I had a pretty strong hunch about where the dollar was headed long-term.
•Initially put in about $750k from a bonus that year – mostly pre-tax through a rollover from an old 401k, which was a nice kicker.

The 3-step rollover process explained

Been a while since I posted here, but felt compelled to share a quick update on my gold allocation, especially with all the noise out there. I started my Gold IRA back in '14, right when QE was in full swing and I had a pretty strong hunch about where the dollar was headed long-term. Initially put in about $750k from a bonus that year – mostly pre-tax through a rollover from an old 401k, which was a nice kicker. My primary goal was always wealth preservation, pure and simple, not some get-rich-quick scheme.

Fast forward to today, and that initial allocation has comfortably crossed the $1.5M mark in just the gold portion, not including the growth in my other positions. It’s not about the nominal dollar gain for me, though that's certainly nice, but the fact that it's preserved or even slightly grown its purchasing power during a decade of pretty significant inflation. I mean, try buying what $750k bought in Greenwich in 2014 versus today. The difference is stark. Owning physical gold in a proper IRA structure has been a damn good hedge. I see some guys at the club still talking about bitcoin as the ultimate inflation hedge, but for me, boring old gold has just quietly done its job.

My strategy has always been to treat this Gold IRA as a core, long-term anchor. I haven’t touched it, haven't traded around it, and honestly, don't plan to for another decade or two. It’s about not having to worry that my hard-earned capital is just slowly being eroded by central bank policies. Curious to hear from others who've had similar long-term holds. What's been your experience with gold as a true purchasing power preserver over extended periods? Are folks still seeing it primarily as a hedge, or are short-term gains becoming more of a focus for some of you?

3 comments

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Best Answer▲ 6 upvotes

donna_rogers🏆Advanced (250-500k)

Interesting post! While I totally get the appeal of gold for maintaining purchasing power over the long haul, I wonder if we're maybe overstating its perfect correlation with inflation. I mean, sure, it's done well historically, but there have been periods where it lagged even as the dollar's value eroded. It's definitely a piece of the puzzle, but maybe not the one-and-done solution folks sometimes make it out to be?

Comments (3)

gary_stewart📊Growing (50-100k)•less than a minute ago

Totally feel this! I opened mine around the same time, maybe '15, for pretty much the exact same reasons. Just felt like a no-brainer to protect some of my retirement from the constant money printing. It's been reassuring to see that portion of my portfolio just chilling and holding its value while other things have been wild. Glad to hear your experience has been positive too!

janet_cook📊Growing (50-100k)•less than a minute ago

Hey, cool to hear your long-term perspective! When you say you initially put "i" – what percentage of your portfolio did you start with in gold back in 2014?

donna_rogers🏆Advanced (250-500k)Real Investor•less than a minute ago

Interesting post! While I totally get the appeal of gold for maintaining purchasing power over the long haul, I wonder if we're maybe overstating its perfect correlation with inflation. I mean, sure, it's done well historically, but there have been periods where it lagged even as the dollar's value eroded. It's definitely a piece of the puzzle, but maybe not *the* one-and-done solution folks sometimes make it out to be?

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