Gold IRA Fees - What are you guys *actually* paying?

• •I've been kicking this can around for a while now, trying to get a handle on the true cost of these Gold IRAs.
• •I've gotten to the point where I'm trying to figure out if the grass is greener on the other side, or if I should just stick with the devil I know.
• •Currently, I’m paying about $200 a year for storage at Delaware Depository and an additional $125 in administrative fees.

I've been kicking this can around for a while now, trying to get a handle on the true cost of these Gold IRAs. Retirement's been treating me well since I left the Street a few years back, and I’m heavy on metals, so naturally, a significant chunk of my portfolio is in our precious yellow friend. I’m sitting on close to $3 million in my self-directed IRA, and while I’ve been with Advantage Gold for the last five years, their fees always gnaw at me. I've gotten to the point where I'm trying to figure out if the grass is greener on the other side, or if I should just stick with the devil I know.

Currently, I’m paying about $200 a year for storage at Delaware Depository and an additional $125 in administrative fees. So, all told, $325 annually. Now, I know some of these companies like Augusta Precious Metals claim "no fees for life" on larger accounts, but let's be real, nothing in this life is truly free. They're making their money somewhere – probably on a slightly wider spread or an initiation fee that's folded into the initial purchase. My initial purchase five years ago was substantial, well over a million, so I’m wondering if I could have negotiated something better back then, or if it's too late now to even consider transferring without incurring a bunch of new costs.

I’ve looked at some of the comparisons online, but they all feel a bit… sanitized. Like they're trying to push one company over another. What are you all actually paying out there? Not what's advertised on some glossy brochure. Specifically, if you're holding a significant amount of metal (like, seven figures or more), what are your real, all-in annual costs? Are companies like Goldco or Birch Gold Group actually cheaper in the long run for larger accounts, or is it just marketing fluff? I’m based in NYC, so I also consider the logistical nightmare of moving physical assets, but if the savings are substantial, it's worth exploring.

Any insights from folks who've switched or who have deep experience with these higher-tier accounts would be greatly appreciated. I’m trying to optimize every nickel, especially with how volatile the markets have been lately. Feel free to PM if you don't want to air out your specific numbers publicly.