Gold IRA fees - trying to figure out if I'm getting hosed

• •Okay, so I've had a decent chunk of my retirement in a Gold IRA for the last five years, about $180k now.
• •With all the global unrest, it still feels like the right move, but I've been looking at my annual statements and starting to wonder about the fees.
• •My current custodian charges a flat annual fee, plus some transaction fees if I make any changes, which I rarely do.

Okay, so I've had a decent chunk of my retirement in a Gold IRA for the last five years, about $180k now. I'm a military contractor down here in Jacksonville, security-minded, so the idea of physical assets always appealed to me more than just digits on a screen. With all the global unrest, it still feels like the right move, but I've been looking at my annual statements and starting to wonder about the fees.

My current custodian charges a flat annual fee, plus some transaction fees if I make any changes, which I rarely do. Storage is separate, obviously, through a vault they partner with. It's not exorbitant, but when you look at it as a percentage of the total, it adds up. I'm trying to figure out if what I'm paying is competitive or if I should be shopping around. I've heard some companies charge a percentage of assets under management, and others have tiered flat fees. Is there a general consensus on which structure is usually better for someone in my portfolio range?

I'm not looking to jump ship tomorrow, but I want to make sure I'm not leaving money on the table, especially with the market being so unpredictable these days. Has anyone here recently compared Gold IRA fees between different companies? What kind of annual costs are you all seeing? And seriously, has anyone tried that Gold IRA Calculator to get an idea of potential returns after fees? I'm curious if it's even worth the effort to crunch those numbers myself or if there are any specific red flags I should be looking out for with fee structures.