Thinking about my kids' future - Gold IRA for legacy planning?

• •Okay, so I've been doing a lot of thinking lately, especially with the market being...
• •My goal has always been to set things up for my kids, not just financially but in a way that truly protects their future.
• •I cashed out of my tech company a few years back, and I've got a good chunk of that, probably around $3.5 million, sitting in various investments.

Okay, so I've been doing a lot of thinking lately, especially with the market being... interesting. My goal has always been to set things up for my kids, not just financially but in a way that truly protects their future. I cashed out of my tech company a few years back, and I've got a good chunk of that, probably around $3.5 million, sitting in various investments. A decent portion is already in a Gold IRA – maybe 20-25% of that liquid wealth is in physical gold and silver, stored securely.

I live in Dublin, Ohio, and while the market has been good to me, the current economic climate just makes me feel a bit uneasy about traditional paper assets for long-term, multi-generational wealth. I'm talking about leaving something truly robust for my kids and hopefully their kids. My thought process is that gold has always been a store of value, especially during times of uncertainty, and it's something tangible. It’s hard assets you can actually hold, not just numbers on a screen that can be inflated away.

So, my question for those of you who have been down this road or have looked into it: how are you structuring your Gold IRAs or other physical precious metal investments specifically for legacy planning? Are you setting up separate accounts for your children, or is it more about establishing a solid, inheritable base that they'll then manage? I'm trying to figure out the best way to title these assets, the tax implications of passing them down, and simply what the most efficient mechanism is for ensuring this wealth truly ENDURES.

I know the paperwork can be a bit daunting, and I'm already talking to my financial advisor, but I value real-world experiences from people who are actually doing this. Any insights on setting up beneficiaries, potential pitfalls, or even just general advice on securing a tangible legacy with precious metals would be hugely appreciated. I want to make sure I'm doing everything I can to give my kids a real head start, insulated from some of the volatility I've personally seen.