Gold breaking ATHs - glad I got in! What's next for my IRA?

Laura Sanchez

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Gold breaking ATHs - glad I got in! What's next for my IRA?

laura_sanchez💰Established (100-250k)

about 1 hour ago

Key Takeaways

•My Gold IRA holdings are feeling pretty good right about now.
•Saw the news about gold hitting all-time highs and immediately pulled up my account.
•Had about $70k invested in physical gold through my IRA, and another roughly $30k across various mining stocks and ETFs.

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Whew. My Gold IRA holdings are feeling pretty good right about now. Saw the news about gold hitting all-time highs and immediately pulled up my account. Had about $70k invested in physical gold through my IRA, and another roughly $30k across various mining stocks and ETFs. Watching that climb has definitely taken some of the edge off all the inflation talk down here in El Paso. I started getting serious about precious metals a few years back, maybe 2021, when I really started seeing how much things were changing with the peso/dollar exchange rate affecting my cross-border business. It just felt like a smarter move than having all my eggs in the traditional basket.

Honestly, when I first started looking into a Gold IRA, I was a bit skeptical. The whole "buy gold with your retirement" thing sounded a little… infomercial-ish. But after doing my homework and talking to a few advisors, it made a lot more sense, especially for long-term wealth preservation. El Paso is a unique market, and I'm always looking for ways to diversify beyond just local real estate and my import/export ventures. Gold felt like a solid, tangible asset that wasn't tied directly to the whims of any single government or economy, which is a big deal when you're constantly dealing with two different economic systems.

Now that it's soaring, part of me is thinking, "Do I just hold and enjoy the ride?" But the other part, the entrepreneur in me that’s always looking for the next angle, is wondering if it's time to rebalance a bit. I’m sitting on close to a quarter-million total in my retirement accounts, with roughly half of that now tied up in metals. I'm obviously still bullish on gold long-term, but with these kinds of gains, you always wonder if a correction is around the corner.

So, for those of you who've been in this game longer than I have, or are thinking about getting in at these levels: what's your take? Are you holding tight, maybe even adding more on dips? Or are you considering taking some profits, perhaps rotating into something else? I’m leaning towards holding for now and maybe letting my mining stocks ride a bit more, but I'm curious to hear different perspectives from other Gold IRA investors.

5 comments

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Best Answer▲ 8 upvotes

jason_morgan💰Established (100-250k)

Dude, I know that feeling! Seriously, my precious metals guy was basically a prophet last year when he told me to double down. My dad had this old coin collection he passed down, so I’d always been kinda interested, but seeing my Gold IRA hit those numbers... it's a whole different level of satisfaction. Still figuring out what my next move is, but for now, just enjoying the ride!

Comments (5)

jason_morgan💰Established (100-250k)Real Investor✓ Verified•less than a minute ago

nancy_hall💰Established (100-250k)Real Investor•less than a minute ago

Awesome to hear you're riding that wave! Sounds like a great position to be in. When you say "various mining stocks and ETFs," are you talking about specific companies or more broad market ETFs?

ronald_morris👑Elite (1m-5m)Real Investor•less than a minute ago

Nice, congrats on the gains! It's always exciting to see your portfolio doing well. I totally get the satisfaction.

My two cents, though: while the ATH is sweet, don't forget that "what's next" can sometimes mean a correction. Gold's a great hedge, but it's not immune to pullbacks. Maybe consider if you're comfortable with that allocation if things cool off a bit. Just a thought!

linda_taylor📊Growing (50-100k)✓ Verified•less than a minute ago

Nice! Always great to see those numbers go up. While gold is certainly having a moment, remember that diversification is still key for long-term growth, even within a precious metals IRA. Have you looked into getting some silver or platinum in there as well? They often follow similar trends but can offer an extra layer of stability. Here's a good article discussing adding other precious metals to an IRA:

https://www.investopedia.com/articles/investing/080515/guide-investing-precious-metals-iras.asp

richard_garcia👑Elite (1m-5m)Real Investor•less than a minute ago

Dude, same! Gold soaring right now is awesome. I've only got about $35k in my Gold IRA with physical holdings, but it's been such a solid performer. I just wish I'd put more in when I first started looking into it a few years back. Hindsight, right?

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