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    Gold breaking all time highs - what now for my small stack?

    Key Takeaways
    • Well, look at that gold price!
    • Been watching it creep up and up, and then bam – new all-time high.
    • Honestly, it’s exciting to see, especially after all the folks who said gold was for old fuddy-duddies.
    See what your 401(k) could look like in gold

    Well, look at that gold price! Been watching it creep up and up, and then bam – new all-time high. Honestly, it’s exciting to see, especially after all the folks who said gold was for old fuddy-duddies. My husband always jokes I'm hoarding pirate treasure out here on the farm, but I just like knowing some of our wealth isn't evaporating into thin air with all the government spending.

    I started my Gold IRA back in 2021, put in about $75k then. Mostly American Gold Eagles and some Canadian Maples. Saw the writing on the wall with inflation and just wanted something real. It’s comforting, knowing that even if the stock market goes completely sideways (which, let's be honest, it feels like it could sometimes!), I’ve got that tangible asset. I'm not a high roller by any stretch, so that $75k felt like a big step for us, but seeing it perform like this makes me feel like it was a good decision.

    Now that it’s hit new highs, I’m kinda wondering what the smart play is for someone like me. I'm not looking to sell anytime soon – this is long-term wealth preservation for our retirement, not a quick flip. But should I be adding more? Or maybe diversify into some silver? I've been eyeing some Silver Eagles, but the margins always seem a bit tighter with silver. Does anyone here actively rebalance their precious metals portfolio?

    Being out here in rural Missouri, it's not like I have a financial advisor down the road who specializes in physical gold. Most of the talk around here is corn prices and livestock, not precious metals. So, I really value hearing from you all. For those of you with smaller stacks like mine (sub $100k), what are your thoughts on gold hitting these new peaks? Are you holding steady, or does this make you want to adjust your strategy?

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    3 comments

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    Best Answer▲ 8 upvotes
    D
    donna_rogers🏆Advanced (250-500k)

    I hear you, it's definitely exciting to see gold doing well! But I'd caution against getting too caught up in the ATH hype. Gold's really more of a long-term play for stability and wealth preservation, not necessarily something to "cash out" on just because it hit a new high. Depending on your goals, maybe just sit tight and let it keep doing its thing as part of a diversified portfolio.

    Comments (3)

    6
    charles_lewis💎Premium (500k-1m)Real Investor14 days ago

    Totally! It's awesome to see gold doing so well. You mentioned a "small stack" – are you talking physical gold, or are you holding some sort of gold ETF or other investment vehicle? Curious how everyone else here is actually holding their gold.

    3
    diane_bailey💰Established (100-250k)Real Investor14 days ago

    Totally feel this! I've been in a similar boat with a modest silver stack. Had some older family members tell me I was crazy for not just putting everything in the S&P 500. Now, watching those charts... it's a nice little "I told you so" moment, even if it's just to myself. 😂

    8
    donna_rogers🏆Advanced (250-500k)Real Investor14 days ago

    I hear you, it's definitely exciting to see gold doing well! But I'd caution against getting *too* caught up in the ATH hype. Gold's really more of a long-term play for stability and wealth preservation, not necessarily something to "cash out" on just because it hit a new high. Depending on your goals, maybe just sit tight and let it keep doing its thing as part of a diversified portfolio.

    Which Gold IRA company is right for your balance?

    The answer depends on your savings. Get a personalized recommendation — free.

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