Gold blowing past ATH - should we be taking profits or doubling down on rollovers? Thoughts?

Christopher Young

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Gold blowing past ATH - should we be taking profits or doubling down on rollovers? Thoughts?

christopher_young🌟Ultra (5m+)

about 2 months ago

Key Takeaways

•Watching gold absolutely tear it up this last week has been wild.
•For those of us who’ve been advocating for a bigger slice of precious metals in our retirement portfolios, it feels like a vindication, right?
•I’m thinking about the roughly $800k I rolled over from an old 401k back in 2021 when the metals were consolidating.

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Watching gold absolutely tear it up this last week has been wild. For those of us who’ve been advocating for a bigger slice of precious metals in our retirement portfolios, it feels like a vindication, right? My portfolio, which is heavily weighted in PMs (easily 25%+ of my 5M+ liquid assets, not to mention physical holdings), has seen some serious gains just from the Gold IRA portion. I’m thinking about the roughly $800k I rolled over from an old 401k back in 2021 when the metals were consolidating. That move alone is looking pretty savvy right about now.

The question on my mind, from my Scottsdale office looking at these numbers, is whether this is a genuine breakout signaling a new, sustained bull run, or if we're hitting exhaustion here. My gut says with all the global instability – political turbulence, inflation worries not really going away, and central banks still gobbling it up – there’s more room to run. I remember back in '08 and '09 when I was first getting into entrepreneurship and watched gold climb while everything else was tanking. Feels kinda similar, but with different drivers.

So, for those of you with significant holdings, especially in your retirement vehicles, are you considering taking some profits out of your Gold IRA, maybe diversifying into other alternative assets, or are you like me, thinking about another rollover from a stale brokerage account? I’m seriously contemplating another $500k-ish move in the next few weeks if we see a slight dip or continued positive momentum. The tax advantages of keeping these gains sheltered are just too good to ignore. Would love to hear different perspectives – what's your play here?

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6 comments

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Best Answer▲ 9 upvotes

david_brown💎Premium (500k-1m)

Sounds like you're sitting pretty with that PM allocation! Quick question on the rollover front – when you say "doubling down on rollovers," are you thinking more about converting existing traditional IRA funds into a Gold IRA, or just increasing your regular contributions to your existing Gold IRA?

Comments (6)

charles_lewis💎Premium (500k-1m)Real Investor•about 2 months ago

Dude, I'm right there with you. My grandpa always said, "Buy when everyone else is scared, and sell when they're greedy." But it's so hard to know when to sell after watching it climb like this for so long. I rolled over a significant chunk of my 401k into a Gold IRA a few years back, and it's been performing like a champ. Now I'm wrestling with the same question – take some off the table or let it ride? It's a good problem to have, I guess!

david_brown💎Premium (500k-1m)Real Investor•about 2 months ago

maria_campbell📊Growing (50-100k)✓ Verified•about 2 months ago

I get the excitement, but "vindication" might be a strong word. While it's great to see gold performing, chasing ATHs can be a risky game. What's the *reason* for this run? Is it sustainable, or is it more of a short-term reaction to current events? Profit-taking isn't a bad idea, especially if your portfolio is already heavily weighted. Doubling down at these levels could expose you to more downside if there's a correction. Just something to consider.

andrew_roberts👑Elite (1m-5m)Real Investor✓ Verified•about 1 month ago

My advisor told me 10-15% in gold is the sweet spot but I went heavier. We'll see how it plays out.

matthew_murphy👑Elite (1m-5m)Real Investor•about 1 month ago

Ngl I came here expecting the usual affiliate spam but the discussions are actually decent. Way better info than what I was getting from my old advisor.