Gold ATH - How's everyone rebalancing? Thinking about my RMDs down the line

Sharon Evans

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Gold ATH - How's everyone rebalancing? Thinking about my RMDs down the line

sharon_evans💰Established (100-250k)

about 8 hours ago

Key Takeaways

•Okay, so gold hitting all-time highs again caught my eye this morning, as I'm sure it did for a lot of us here.
•Figured if it was good enough for them, it was good enough for my retirement.
•Starting out with about 100k back then, nice to see that growth, especially with the inflation we've been seeing.

See what your 401(k) could look like in gold

Okay, so gold hitting all-time highs again caught my eye this morning, as I'm sure it did for a lot of us here. I've been in Gold IRAs for about five years now, ever since watching some of the execs at the oil company I work for here in Tulsa diversify that way. Figured if it was good enough for them, it was good enough for my retirement. Starting out with about 100k back then, nice to see that growth, especially with the inflation we've been seeing.

My portfolio is sitting comfortably in the 200-250k range now, mostly in various gold coins – American Gold Eagles, Canadian Maples, some Krugerrands. I’ve always seen it as a long-term hedge, but these new highs make me wonder what everyone else is doing. Are you rebalancing? Taking some profits? Or just holding steady and enjoying the ride?

I'm starting to think more seriously about future Required Minimum Distributions (RMDs), especially since I'm not getting any younger. I've been playing around with that RMD Calculator (the one on Gold IRA Blueprint) to get a clearer picture of what I'll be looking at. It's a great little tool for those planning ahead, really helps put things in perspective. For those of you closer to retirement age, how are these current prices influencing your RMD strategies?

Part of me wants to lock in some of these gains, but then I look at the global instability and the continuing devaluation of the dollar, and it feels like gold still has a lot of room to run. What are your thoughts on where gold goes from here? Any specific types of coins you’re looking at buying or selling?

3 comments

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Best Answer▲ 7 upvotes

james_wilson👑Elite (1m-5m)

Interesting that the oil execs in Tulsa are also into Gold IRAs. Were they doing a physical gold IRA or more of a gold-backed ETF/fund situation? Just curious if there's a common thread there.

Comments (3)

linda_taylor📊Growing (50-100k)✓ Verified•less than a minute ago

Dude, I'm right there with you. My Gold IRA holdings are looking *very* pretty right now. I actually did a small rebalance a few months back when it first started its climb, just trimming a little off the top to lock in some gains and move it into some dividend stocks I'd been eyeing. No regrets there, but definitely watching to see if I should do another round soon, especially with those future RMDs in mind. Good problem to have, right?

james_wilson👑Elite (1m-5m)Real Investor✓ Verified•less than a minute ago

Interesting that the oil execs in Tulsa are also into Gold IRAs. Were they doing a physical gold IRA or more of a gold-backed ETF/fund situation? Just curious if there's a common thread there.

donald_nelson💎Premium (500k-1m)Real Investor✓ Verified•less than a minute ago

Interesting perspective on gold hitting ATHs and thinking about RMDs. While it's great to see your portfolio doing well, I'd caution against getting too caught up in the "all-time high" hype for rebalancing, especially for long-term strategies like IRAs. Gold's role is often more about wealth preservation and acting as a hedge against inflation or market volatility, rather than a primary growth driver. Chasing the high for a rebalance might contradict the original purpose of including it in your portfolio. Just something to consider!

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