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    Gold allocation for inflation – my current strategy and looking for thoughts

    J
    Key Takeaways
    • The inflation numbers we've been seeing since then, particularly coming out of the pandemic, just screaming at me to do it.
    • It wasn’t a gut feeling so much as a cold, calculating look at the Fed’s balance sheet and government spending.
    • For me, it was a no-brainer.
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    I’ve been retired from the Street for a few years now, and while my portfolio isn't quite what it was in my prime, I'm still running a decent book, probably in the 2-3M range these days. Most of that is still in metals, always has been, and I actually moved a not insignificant chunk of my liquid assets into physical gold and a Gold IRA back in '21. The inflation numbers we've been seeing since then, particularly coming out of the pandemic, just screaming at me to do it. It wasn’t a gut feeling so much as a cold, calculating look at the Fed’s balance sheet and government spending. For me, it was a no-brainer.

    My strategy has always been pretty simple: gold isn't about getting rich, it's about staying rich. When everyone else is scrambling with depreciating fiat, my purchasing power feels rock solid. I’m living comfortably in NYC, not stressing about a gallon of milk costing an arm and a leg, or gas prices. That peace of mind alone is worth its weight in gold, literally. I see a lot of younger folks on here talking about quick flips or chasing the next hot stock, and frankly, it gives me agita. Stability is the name of the game, especially when you're not trying to earn another dime.

    Currently, my allocation is heavy on physical bullion, stored securely, and then my Gold IRA through a reputable custodian. I’ve heard some chatter recently about perhaps diversifying within the precious metals space, maybe some silver or even platinum, but I’ve always been a gold man. My question to you all, especially those of you with significant long-term holds: are you seeing anything that makes you question a primary gold allocation for inflation protection? Or is it still the undisputed king as far as you're concerned? Always interested to hear different perspectives, especially from those who don't just follow the herd.

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    4 comments

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    Best Answer▲ 8 upvotes
    P
    patricia_miller📊Growing (50-100k)

    Totally get where you're coming from. I ended up converting a decent chunk of my 401k to a Gold IRA a few years back specifically because I was getting nervous about inflation and the general market volatility. Best decision I made. It's just a different kind of peace of mind, you know?

    Comments (4)

    8
    patricia_miller📊Growing (50-100k)✓ Verifiedless than a minute ago

    Totally get where you're coming from. I ended up converting a decent chunk of my 401k to a Gold IRA a few years back specifically because I was getting nervous about inflation and the general market volatility. Best decision I made. It's just a different kind of peace of mind, you know?

    3
    charles_lewis💎Premium (500k-1m)Real Investorless than a minute ago

    Hey, interesting strategy! When you say you "moved a not insignificant chunk of your liquid ass," are you talking about reallocating cash or another asset class that's typically considered more liquid than metals? Just trying to understand the full picture.

    3
    matthew_murphy👑Elite (1m-5m)Real Investorless than a minute ago

    Interesting strategy, sounds like you've got a lot of faith in gold. While it's definitely a good inflation hedge, putting *most* of your portfolio in metals might be a bit aggressive for some folks, especially if you're looking at long-term growth. Are you concerned about missing out on opportunities in other asset classes, or are you pretty set on gold outperforming everything else for the foreseeable future?

    8
    jason_morgan💰Established (100-250k)Real Investor✓ Verifiedless than a minute ago

    Sounds like you've got a solid plan, especially with the gold allocation. One thing I've found really helpful for staying on top of inflation news and its impact on precious metals is subscribing to a few economic newsletters. Some of them offer really insightful analysis that goes beyond the headlines. Might be worth looking into if you haven't already!

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